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  • Report:  #134411

Complaint Review: Centurion Financial Benefits - Champlain New York

Reported By:
- Las Vegas, Nevada,
Submitted:
Updated:

Centurion Financial Benefits
33 Elm St Champlain, 12919 New York, U.S.A.
Phone:
866-784-0260
Web:
N/A
Tell us has your experience with this business or person been good? What's this?
I like many of you experienced the exact same treatment. I have read all the stories and they are all identical. The only differences in the stories are the dealings with the different personalities of the FAKE Customer service setup that this company is using..

These Centurion Financial Benefits customer service people are fakes and are as ruthless as they come, and seem somewhat uneducated. Obviously briefed that WE may call.

I called immediately after I got the letter as all of you did as well. When I called it was a mere replica what most of us had already experienced, The person on the other end Would not provide a name, No supervisor and no help what so ever.. She played the edited recording "which cuts off 3/4 of what was really said then she told me there was no way i was getting my money back.

I laughed and remained polite, "its hard to hang up on someone when they are polite" but i felt it coming. I repeated to ask her who I could call about this, and she kept saying.. "No one" with a slight snicker tone to her voice, we were playing the game. I asked her name she said my name is "No One" I asked again she said "A person"

Finally she says Oh well too bad.. if you want you money just call the FBI. i said the FBI? yes the FBI. Then I laughed and said.. Ooohh this is good one, she laughed as well.. Then I said thanks for all of your help and hung up.

We know that Centurion Financial Benefits

Delayed the letter/packet from arriving sooner so they could steal from our accounts while we were waiting for the fake Credit card to arrive. Time was of the essence, and the scam looks well covered, because here we are... Scammed.

There are no reports as far as I know of anyone getting their money refunded from this horrible scam.

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

So we now know that our cases may be forced as a class action and may never even be heard.

I do not want to discourage anyone from going forward with action. Because whether I get my $250.00 back or not I am going after them.

I am very sorry to hear that these scumbags took so many people who are having a hard time with money.

Rich

Richard

Las Vegas, Nevada
U.S.A.

EDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.

CHARGES TO YOUR CREDIT CARD

If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com

[email protected]

badbusinessbureau.com

www.ripoffreport.com

Don't let them get away with it.

Make sure they make the Rip-off Report!

We are not lawyers.

We are not a collection agency.

We are Consumer Advocates.

...the victims' advocate

WE are Civil and Human Rights Activists

We are a Worldwide Consumer Reporting News Agency

...by consumers, for consumers

CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.


3 Updates & Rebuttals

Richard

Las Vegas,
Nevada,
U.S.A.
I GOT MY MONEY BACK!!! VICTORY!! THANKS RIPPOFF REPORT!!!

#2Author of original report

Mon, March 28, 2005

if you want your money back THEN ....READ Global markting was the processing company for Centurion. if you want a refund CONTACT GLOBAL MARKETING AT 866-849-1486 I spoke with a rep there told I wanted a refund.. gave him the info of the transaction with centurion and without any hesitation.. he said .. It's all taken care of.. and I recievec my refund in a few biz days!! VICTORY!! THANKS RIPPOFF REPORT!!!


Richard

Las Vegas,
Nevada,
U.S.A.
I GOT MY MONEY BACK!!! VICTORY!! THANKS RIPPOFF REPORT!!!

#3Author of original report

Mon, March 28, 2005

if you want your money back THEN ....READ Global markting was the processing company for Centurion. if you want a refund CONTACT GLOBAL MARKETING AT 866-849-1486 I spoke with a rep there told I wanted a refund.. gave him the info of the transaction with centurion and without any hesitation.. he said .. It's all taken care of.. and I recievec my refund in a few biz days!! VICTORY!! THANKS RIPPOFF REPORT!!!


Richard

Las Vegas,
Nevada,
U.S.A.
Reliving this brutal Scam has me a bit peeved

#4Author of original report

Thu, March 10, 2005

Sorry for the typo's.. Reliving this brutal Scam has me a bit peeved and I don't usually use spell check =) Thanks

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