Complaint Review: Chase Manhattan Mortgage - Chase - J.P.Morgan - Avanta - Nationwide

I was just curious as to what you think about all these other victims to Hurricane Katrina? Do you think they were/are prepared for their fates?Do you believe that they can over come this distaster?How many people will have to suffer through not only mother natures wrath but the wrath of mortgage companies and insurance companies?How many people do you think had a nest egg put aside just in case?Hey, maybe the ones that are still around can just use chases tactics and take from the ones that didn't make it,but I'm sure you guys have already started the paperwork to beat them to it,why hell, they are still in shock,couldnt be a better time to swoop in. Just interested in your feelings on this. Oh, by the way I start school Oct.3rd

I was just curious as to what you think about all these other victims to Hurricane Katrina? Do you think they were/are prepared for their fates?Do you believe that they can over come this distaster?How many people will have to suffer through not only mother natures wrath but the wrath of mortgage companies and insurance companies?How many people do you think had a nest egg put aside just in case?Hey, maybe the ones that are still around can just use chases tactics and take from the ones that didn't make it,but I'm sure you guys have already started the paperwork to beat them to it,why hell, they are still in shock,couldnt be a better time to swoop in. Just interested in your feelings on this. Oh, by the way I start school Oct.3rd

wow, Dianne, As I stated before leave this site to those who have been wronged not those who do not prepare. As a human being, I empathise and sympathise with you for struggling day to day as a result of something that was out of your control. Last years hurricane season was devastating to many people. All I said is that if you chose to live paycheck-to-paycheck, when a problem arises, you have no resources to fall back on and thus are forced to declare bankruptcy. That's all, I am not a shark. I am simply someone who keeps his finances in order and prepares for the unexpected.

wow, Dianne, As I stated before leave this site to those who have been wronged not those who do not prepare. As a human being, I empathise and sympathise with you for struggling day to day as a result of something that was out of your control. Last years hurricane season was devastating to many people. All I said is that if you chose to live paycheck-to-paycheck, when a problem arises, you have no resources to fall back on and thus are forced to declare bankruptcy. That's all, I am not a shark. I am simply someone who keeps his finances in order and prepares for the unexpected.

wow, Dianne, As I stated before leave this site to those who have been wronged not those who do not prepare. As a human being, I empathise and sympathise with you for struggling day to day as a result of something that was out of your control. Last years hurricane season was devastating to many people. All I said is that if you chose to live paycheck-to-paycheck, when a problem arises, you have no resources to fall back on and thus are forced to declare bankruptcy. That's all, I am not a shark. I am simply someone who keeps his finances in order and prepares for the unexpected.

wow, Dianne, As I stated before leave this site to those who have been wronged not those who do not prepare. As a human being, I empathise and sympathise with you for struggling day to day as a result of something that was out of your control. Last years hurricane season was devastating to many people. All I said is that if you chose to live paycheck-to-paycheck, when a problem arises, you have no resources to fall back on and thus are forced to declare bankruptcy. That's all, I am not a shark. I am simply someone who keeps his finances in order and prepares for the unexpected.

My, My,look what the cat dragged in! My response to you Sir is that you obviously have no clue to the obstacles life, Mother Nature, and greedy, kick you when your down, non-bean counting, loan sharks disguised as Mortgage companies, can throw into peoples path. But then again, you do have somewhat of a clue to the latter part of my statement, since low and behold you are a part of the Shark pool! Perhaps you read my complaint wrong, since I don't remember shedding one tear while writing it. One reason we live paycheck to paycheck is because after your company signed a legal document as to what payments they would accept for bankruptcy payments,decided that they wanted more money and raised our mortgage payments $205.00 and then raised the bankruptcy payments $60.00 more dollars.Not to mention the fact that Chase continues to missapply payments,lose payments,and continue to tell us (along with many others, as I am sure you have read) that we have not made payments, that we have proof of paying. Then when asked for an account of mortgage statements, which is required by law if requested. We are ignored. And as for not having any savings, The damage our home, as well as many other Floridians, recieved from Ivan. Well exceeded any amounts that the insurance companies paid out. Many people are still fighting for the funds of policies they so trustingly paid into. This is not to mention the fact that the insurance and mortgage companies collected interest on monies that rightfully belonged to us, the consumer, while we struggled to make our children, homes, businesses, etc...safe! While you, your company and many others like you, Cha-Chinged all the way to the bank, Dancing, no doubt! Just whose money do you think that consumers where spending at this point? Do you also consider the survivors of 9-11, their families, The tsunami victims, people who live in tornado alley, California Earthquake victims, or Victims of the Holocaust (I am referring to the lawsuit filed against Chase and other banks in which they are accused of seizing the accounts and saftey deposit assets of Jewish customers during the n**i occupation of France and failed to return them after the war ended.) as to hitting a bump in the road? While I in no way mock or compare our (Florida's)Hurricane catastropy to the gross inhumane and unjust treatment of the Jewish people or those who fell victim to Binladens tyranny and insanity. The fact remains that none of the acts forementioned, wether it be the insane, demonic afflictions that human kind has had to endure, or the wrath of Mother Nature, should hardly be considered a bump in the road nor should it be an excuse to take advantage of any humanbeing. I am now going to refer to Chases own Code Of Ethics... Which States and I QUOTE: 5.6.1.Fair Dealings J.P.Morgan Chase & Co. You should always endeavor to deal fairly and in good Faith with the firms Customers, Suppliers, Competetiters, Business Partners, Regulators, and Employees. It is our Policy not to take unfair Advantage of others through Manipulation, Concealment, Misuse of Priviledged Information, Misrepresentation of Material, Facts or ANY OTHER UNFAIR DEALINGS! I also quote.. As an industry begins a new chapter, most would do well to recall the words of J.Pierpont Morgan, who testified in 1912 that Character was the key to sucess,"...before money or anything else. Money cannot buy it... Because a man I do not trust could not get money from me on all the bonds of Christendom. "Few men were richer, and even fewer gave such lucrative advice for free. Taken from The Banker, Published February 02,2003. At this time I am also going to refer to Tom Gallagher, Floridas Chief Finanical Officer at The Florida Department of Financial Services... of which was taking decisive steps to assist consumers in the wake of four back to back Hurricanes... amoung other issues such as , insurance, percentage public adjusters can collect, waiving resrictions on prescription refills, and setting up mediation programs at no cost, They were also urging ... I quote again... Banks and Credit Unions to expedite loan applications, eliminate late fees on loans and waive A.T.M. and check cashing fees for storm victims. And speaking of your third assinine remark, It wasn't that I did not pay ,it was that I could not pay. There is a difference. And YES, I do think that a company worth billions of Dollars, (In my opinion, at the expense of others) can defer a payment for a month or two, especially since it is not giving consumers "free months" it is added on to the end of the loan and interest is still collected. You see, We don't want Charity. We just want Fair Dealings And that Brett, of Royersford, Pennsylvania, is our response. And in closing, until you have walked a mile in our shoes you have no right to tell us what is a legitimate complaint or what is not! Sincerely Dianne, Pensacola,Florida, United States of America

1)Just because Chase will not finance a loan for you does not mean that they will not buy your "mortgage paper" from another lender or service the loan 2)you mention living "paycheck to paycheck", this is the real problem, you had no savings to prepare any disaster. More and more Americans choose to do this, so whenever any bump in the road occurs, they are forced to file bankruptcy. 3)Chase had every right to hold the money to pay YOUR back mortgage payment and fees that you had not been paying. People seem to think that mortgage companies can just magically grant you a deferal for a month or two if things struggle. You signed binding legal documents that you would make certain payments EVERY month. What is your response to that? Please leave this site to those who have legitimate complaints.