Robert
Wallingford,#2Consumer Comment
Wed, December 28, 2005
There is not alot of information in the original post, so I will state upfront that I am making assumptions. It sounds like you may have been given a check (cashier's check, money order) from a company with instructions to deposit it and wire a certian amount of funds back to some third person (probably out of the country). After depositing the check and withdrawing the money, the bank discovered that the check was fake. The bank then withdrew the funds that were credited to your account from the fake check. Since you had alrady withdrew funds against the check amount your account became overdrawn. Its sounds like one of many well known scams going around. The other person or company that issued you the check is long gone (with your money). Unfortunately you are the one left holding the bag. You are the only one that the bank can go after for the money you stole from them (even though you honestly believed the check would be good, you still technically stole from the bank). Technically, the bank didn't rip you off, you ripped of the bank. File a police report, contact your state's banking commision, contact your state's comsumer affairs department, contact your state's attorney general's office. Find out what they suggest you can do. You may still be stuck paying the bank what ou owe. Good luck.