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CIC Credit Ripoff fraudulent bank charges and theft Orange California
I have just become a victim of their scam as well. I wanted to pull my credit report for an auto purchase in October or November of last year. I went to their web site where I was given the option of paying for the credit report or signing up for a free trial. I chose to pay up front and did so for the credit reports so that I would not have to remember to "opt out" or cancel anything at a later date. I was charged for both my credit report and my wife's credit report. Today I was billed $79 for an annual subscription. I called and they agreed to cancel my account but only offered me a prorated refund. I was never informed that I was obligated for a membership, I was not notified by e-mail or writing, and I did not sign anything. The fact that the bill is now 5 months after the fact tells me that they are offering prorated refunds so they can rip people off for months of membership they never knew they signed up for.