- Report: #112802
Complaint Review: Circuitmicro - Lake Forest California
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Author Not Confirmed
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Circuitmicro
25422 Trabuco Road #105-288 Lake Forest, 92630 California, U.S.A.
Phone:
949-707-5817
Web:
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Circuitmicro ripoff bank processing fee Lake Forest California
I searched for a site that offers financing for people with credits problems because I am a single mother, who is about to re-enter college so I am in need of a computer but I have past credit problems.
I came across circuitmicro.com and applied for financing. I was prompted to provide my banking information so that they could verify that I have a valid bank account, then I was told that I was approved for the loan but I needed to make a bank processing fee payment of $39.96 , I declined to make the payment.
The bank account I gave to circuitmicro is not my main account(thank goodness!!) so I do not keep money in it unless I have a specific reason so about a week later I went to deposit money into the account when I noticed a negative balance of $30.00 which was a insufficent fee from my bank.
When I inquired why I was charged the fee I was told that a withdrawal of $39.96 was attempted by circuitmicro.com. I did not give them premission to take this fee from my account and now they have attempted to take the money out two more times leaving me with $90.00 in insufficent fund fees to pay!!! And to top it all off, I have tried repeated times to contact circuitmicro to resolve this and they have not returned my calls or emails!! Plus now I had to pay another $30.00 to have my bank stop all attempts by circuitmicro to withdraw money from my account!!!
I have paid a grand total of $120.00(which came out of my rent money!!) and feel like a complete idiot!!! So heed my warning and do not even apply for financing with this company because they will rip you off for even a petty $39.96!!!
Jamil
Bronx, New York
U.S.A.
I came across circuitmicro.com and applied for financing. I was prompted to provide my banking information so that they could verify that I have a valid bank account, then I was told that I was approved for the loan but I needed to make a bank processing fee payment of $39.96 , I declined to make the payment.
The bank account I gave to circuitmicro is not my main account(thank goodness!!) so I do not keep money in it unless I have a specific reason so about a week later I went to deposit money into the account when I noticed a negative balance of $30.00 which was a insufficent fee from my bank.
When I inquired why I was charged the fee I was told that a withdrawal of $39.96 was attempted by circuitmicro.com. I did not give them premission to take this fee from my account and now they have attempted to take the money out two more times leaving me with $90.00 in insufficent fund fees to pay!!! And to top it all off, I have tried repeated times to contact circuitmicro to resolve this and they have not returned my calls or emails!! Plus now I had to pay another $30.00 to have my bank stop all attempts by circuitmicro to withdraw money from my account!!!
I have paid a grand total of $120.00(which came out of my rent money!!) and feel like a complete idiot!!! So heed my warning and do not even apply for financing with this company because they will rip you off for even a petty $39.96!!!
Jamil
Bronx, New York
U.S.A.
1 Updates & Rebuttals
Joe
Mission Viejo,California,
U.S.A.
please read!!!!
#2UPDATE EX-employee responds
Sat, October 16, 2004
dear jamil, thats very funny. iam a current customer with circuit micro.com and i'am very pleased with their service. i recently financed a laptop and had no probloms with the company. what i'm trying say is read the finance terms. for example; when you get a car loan or a morgage on your house...do you skip over all the fine print???? SINCE THEY ASK FOR YOUR PERSONAL BANK INFO!! what it seems to me is that you havent payed your bills before and your not going to now!!! it clearly states on the application form that YOU NEED TO PAY A $39 PROCESSING FEE ABOUT FIVE TIMES IN BOLD COLOR LETTERS.....!!!!! THIS COMPANY IS NOT A SCAM....YOU JUST NEED TO READ! THANKS,
