Senior Citizens Beware!!!!!
CLA Estate Services and CLA-USA have been running this scam operation for years. Pay close attention, we all have vunerable family members, neighbors, and friends that need to know this.
First, a company called winning strategies makes thousands of targeted solicitation calls every day using their robocall system. They want to invite you to a FREE workshop on estate planning and offer you a nice lunch after it concludes. Well, if you say yes they send you an invitation and put you on the salesman's list. If you say no, they will call and harass you till the end of time.
Next you go to the seminar. It will be conducted by a SALESMAN with NO FORMAL LEGAL TRAINING WHATSOEVER. Some of these guys are even convicted felons who served time in prisons. His job is to scare the hell out of old people. This is accomplished by misusing legal facts and overstating the woes of probate and guardianship. So much so that hopefully he sells them a living trust and some services for that trust from CLA. Often what he is doing is a crime called, unlicenced practice of law.
This is all done so that when your trust is completed, by their trustmill attorney, a insurance salesman will deliver it and try to get you to cash in your investments and buy annuity products from CLA-USA. Oh and what about those services you already bought and paid dearly for. Well, the CLA-USA agent will tell you to do your own service. He will explain how; but he leaves the mess for you to ultimately complete. And those death services, what a great time for that CLA-USA salesman to come out and try to sell you and your grieving family some more annuities, insurance products and investments.
You see, this is not about protecting seniors or their families. This is a well planned out scam that Charles Loper developed many years ago to financially rape and pillage familys. These guys even stole from the State of Texas for years. Here is how. They used a employment contract, not legal, to classify their w-2 employees as 1099 contractors. And they did this to avoid paying payroll and unemployment taxes.
Please BEWARE of all the CLA COMPANIES AND THEIR EMPLOYEES & MANAGEMENT.
Olaf Turek
Frisco,#2UPDATE Employee
Fri, January 22, 2016
CLA Estate Services and CLA USA have helped over 40,000 customers in over 32 states with their planning needs. We are an Accredited Business with the BBB with an A+ Rating. See:, bbb.org/dallas/ By being an Accredited Company with an A+ Rating, it is difficult to believe that we are an uncrupulous company.
Obviously this was posted by a person who used to be associated with CLA and the separation appears to ave been tenuous. If the reporter would provide their name, we may be able to give you more insight as to why they are disgruntled. However, they choose to be anonymous and give false and misleading information about our company.
We clearly outline in our marketing materials that CLA does estate planning coordination and that we offer insurance products to achieve our client's retirement goals. We do not mislead anyone on what we do. However, we are not a law firm and we do not provide legal advice to our clients. Our business model has been vetted by reputable attorneys to ensure we operate in an ethical manner. Further, we do not prepare any legal documents for our clients. All legal work is done by a licensed attorney in the client's state. The client engages and pays the attorney directly, consults with an attorney as to what legal plan works best for them and the attorney then creates the legal documents. During this process, CLA ensures that the work is getting done in a timely manner and assists the client in implementing their planning in accordance with the instructions from the attorney.
When you are a CLA client, you are entitled to annual reviews for the life of both spouses and we will then assist your children upon the second death. These lifetime reviews are to ensure that you have properly implemented your planning and to ensure that your planning is updated in the event of changes.
CLA USA agents are licensed insurance representatives who assist our clients in implementing their planning, including developing a financial plan to ensure the client's financial goals are met. Again, we fully disclose what we do in our marketing materials and our website. We do promote the use of fixed and fixed-indexed annuities for our clients as they protect our client's investments from market risk and provide a safe enviroment to achieve finanical planning goals, whether its for future income, nursing home or wealth transfer. Seniors need to have a conservative finanical strategy to ensure their money is protected.
It is a blatant misrepresentation to claim that the company has stolen from the State of Texas for years. If the person is referring to the fact that our CLA USA agents are independent contractors, that is accurate. However, that is typical in the insurance industry. Again, whether or not the agents are employees or independent contractors has no relevancy as to how we service our clients.
Again, our BBB rating alone contradicts the reporter's allegations that we scam our clients. We are proud of the services we offer and we always stand by to assist our clients with their retirement planning needs. We encourage you to review our websites (claestateservices.com and clausa.com) and our BBB Report from the Dallas BBB (bbb.org/dallas/ )which is our home office location.
Thank you for your time and we hope that you take all facts into consideration before making up your mind about our company.