Conseco life ins.co. sent me a letter saying i need to pay 366.00 by jan.7 2017 or my insurance will be cancelled. My husband have always had direct pymt from our chking acct. Now they say we are in a grace period and will lapse out if we don't pay this and our premiums are going to double the amount in jan.2017 .We have had this life ins. for over 30 yrs. !!! This doesn't seem right!!!!!!!!