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  • Report:  #206694

Complaint Review: Countrywide Home Loans - Palm Springs California

Reported By:
- San Diego, California,
Submitted:
Updated:

Countrywide Home Loans
4500 Park Granda, Calabasas, California 91302 Palm Springs, 92262 California, U.S.A.
Phone:
818-2253000
Web:
N/A
Categories:
Tell us has your experience with this business or person been good? What's this?
Country Wide had me pay off a debt on my credit report that was not mine. They had my credit report for 45 days, the day before my loan was to fund they insisted I pay off something that was in dispute for 6 yrs on my credit report. They want me to prove it from 6 yrs ago. How do you prove a negative. They make no scense when you speak to them, and could care less.

I am a Real Estate Broker and I would never use Country Wide for anything, nor when I ever refer clients to them.

George

San Diego, California
U.S.A.


1 Updates & Rebuttals

Mike Olsen

St Louis,
Missouri,
U.S.A.
Check your credit first

#2Consumer Suggestion

Sun, August 20, 2006

Both parties appear to be in the wrong. As a consumer, before purchasing the home you should absolutely get a copy of all three of your credit reports and deal with any problems or errors. COuntrywide perhaps failed to instruct you that a problem existed in a more timely manner (earlier), but it needs to be understood that the underwriting rules are that of the investor (Fannie mae, etc.) who buys your loan. More info would be needed fromt he complainant to determine why they were alerted to the delinquent account so late. A very highly unusual event. CLearly other circumstances not being given here. I am an experienced mortgage banker, so I am not shooting from the hip here.

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