Jamie
Fairborn,#2Author of original report
Wed, September 27, 2006
Collections still never called us. We called them to find out that if we wanted to get a another repayment plan we would have to make a $1000 payment and that we were in preforeclosure once again. At that time we only had a payment which they wouldnt accept. We called a couple days ago to find out that now we are in foreclosure and no sale date has been assigned yet. We have been in foreclosure since the 13th of Sept but no one has called us or sent us a letter to inform us of this. We could have had a whole extra week to try to come up with the money so we wouldnt loose our home. They sent us a reinstate amount which is $3400 which we have to come up with in 14 days. They are including Oct payment in there even tho October isnt here yet. We had faxed paystubs to the workout dept on Sept 1. No one even looked at them so they made us do it again on the 21. Now we have to wait til Oct 5 to see if they will help us or not. We have been to the workout dept 4 times now. We were supposed to be sent denial letters everytime we were denied. I have requested my denial letters several times and still havent recieved them. They will not tell me over the phone why I was denied. Its kind of funny that we will find out if the workout dept will help us the same day we have to pay the reinstate amount. They are a horrible company who wants to take your home. I am doing everything in my power to keep my home. If anyone knows anyone who could help me.