- Report: #569200
Complaint Review: Credit Acceptance Corp - southfield Michigan
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Author Confirmed
Why?
Credit Acceptance Corp
po box 513 southfield, 48037 Michigan, United States of America
Phone:
800-634-1506
Web:
Categories:
Business Rating:
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Tell us has your experience with this business or person been good?
Credit Acceptance Corp They do not care if they rip you off, wasnt even a week late on my payment! southfield , Michigan
CREDIT ACCEPTANCE IS A COMPANY THAT CLAIMS TO TRY AND HELP PEOPLE, BUT ALL THEY ARE IS A PREDATORY LENDING COMPANY! I HAVE BEEN FAITHFULLY MAKING MY PAYMENTS ON TIME FO THE PAST 13 MONTHS, I MADE AN HONEST MISTAKE AND FORGOT THIS MONTH. I WAS NEVER CALLED OR CONTACTED AND ASKED TO PAY BUT I HAD MY CAR AT MY MOMS HOUSE TODAY AND THEY CAME AND REPOSESSED IT! IT IS ALSO SUPPOSED TO HAVE A GPS ON IT AND CLAIM THAT THEY CAN TURN IT OFF IF YOU ARE LATE, BUT THERE WAS NOTHING, NO WARNING, NOTHING!!!!!
I HAVE BEEN READING LOTS OF REVIEWS AND IT HAS BEEN WORSE FOR OTHER PEOPLE. THEY MUST HAVE SOME KIND OF LAWSUIT FOR COMPANIES LIKE THIS. I WILL NOW HAVE TO END UP PAYING 300 OR MORE DOLLARS FOR THE TOW. I MADE THE PAYMENT AS SOON AS I CAME HOME, IT WASNT AS IF I COULDNT AFFORD IT, THIS WAS AN ABSOLUTE MISTAKE. I AM A MOTHER OF 2 IN SCHOOL AND NOT SURE WHAT TO DO BECAUSE HOW CONVIENENT IS IT THAT THEY REPO ON A SATURDAY AT 5 OCLOCK WHEN THE TOW COMPANY IS CLOSED UNTIL TUESDAY ( HINTS EXTRA STORAGE FEES) AND THE FINANCE COMPANY IS CLOSED UNTIL MONDAY, SOUND LIKE A COINCEDENCE? NOT TO ME!!!!!!!!
I HAVE BEEN READING LOTS OF REVIEWS AND IT HAS BEEN WORSE FOR OTHER PEOPLE. THEY MUST HAVE SOME KIND OF LAWSUIT FOR COMPANIES LIKE THIS. I WILL NOW HAVE TO END UP PAYING 300 OR MORE DOLLARS FOR THE TOW. I MADE THE PAYMENT AS SOON AS I CAME HOME, IT WASNT AS IF I COULDNT AFFORD IT, THIS WAS AN ABSOLUTE MISTAKE. I AM A MOTHER OF 2 IN SCHOOL AND NOT SURE WHAT TO DO BECAUSE HOW CONVIENENT IS IT THAT THEY REPO ON A SATURDAY AT 5 OCLOCK WHEN THE TOW COMPANY IS CLOSED UNTIL TUESDAY ( HINTS EXTRA STORAGE FEES) AND THE FINANCE COMPANY IS CLOSED UNTIL MONDAY, SOUND LIKE A COINCEDENCE? NOT TO ME!!!!!!!!
3 Updates & Rebuttals
Jim
Orlando,Florida,
USA
Who Forced You Into This?
#2Consumer Comment
Sat, September 18, 2010
You say they are a "predatory lender"? Who forced you into this deal? You don't have a clue as to what the hell you're talking about.
You are a SUBPRIME borrower because YOU gave yourself a REPUTATION of not paying your bills on time. A bank, with much lower interest rates wouldn't finance you because of YOUR HISTORY of not paying your bills on time.
The lender doesn't have to give you any notice of a repo. Why would they? How many subprime borrowers would hide the car, destroy or damage the car?
Late means LATE! Anytime you are late you are looking down the barrel of a possible repo. Subprime lenders don't mess around.
Why not change this? Why not develope a game plan to pay every bill on time everytime???
Jannabaker06
mt orab,Ohio,
U.S.A.
This company is crazy!
#3Author of original report
Thu, September 16, 2010
This must be the most horrible company in the United states and they need shut down, I have spoke to dealers, salesman, and other customers who also say they have went through pure hell with this company, they harrass, and dont care to work with anyone. The economy is horrible right now, and they are still not willing to do a d**n thing to help anyone. I hope they get what is coming to them, they need to be stopped. They cant even be charged with unfair debt collection because they dont even make an effort to collect, except show up, take your car and to hell with the customer lining their pockets. Go to hell credit acceptance. And any employee who works there has to have no conscious, this isnt a good business, this is a disgusting hell hole who doesnt give a d**n about their customers!! Hey, way to go CAC!!!
collectorpro
United States of Americathe rest of the story
#4UPDATE Employee
Tue, April 27, 2010
The GPS/SID(starter interupt device) will start beeping 2 days after the due date has passed letting you know your payment is late, if you ignore that it will eventually shut off then andonly then does a repo order get issued. The info about the terms of the device was part of the paperwork that was with the contract you signed. These aren't put on every car financed but the dealer felt it was needed in your case. Don't know if you bothered to call Credit Accpetance but you would have been told all this if you called. I speak to alot of consumers thinking they can do whatever they wish when it comes to paying the debt.
