- Report: #239330
Complaint Review: Credit Acceptance Corp. - Stillville Michigan
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Author Confirmed
Why?
Credit Acceptance Corp.
1256 Union Ave. Stillville, Michigan, U.S.A.
Phone:
866-873-8507
Web:
N/A
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Business Rating:
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Credit Acceptance Corp. Call, Call, Call!! Ripoff Stillville Michigan
So when a person us 3 months in advace on their payment, do the phone calls stop!!!
Oh no they don't!!! They keep calling wanting to know where the next payment is, rimind you, it is paid 3 months ahead also. reasons? Just my reasons!!!
Scott
urbandale, Iowa
U.S.A.
Oh no they don't!!! They keep calling wanting to know where the next payment is, rimind you, it is paid 3 months ahead also. reasons? Just my reasons!!!
Scott
urbandale, Iowa
U.S.A.
3 Updates & Rebuttals
Kristie
Gaylord,Michigan,
U.S.A.
Believe it or not he is correct!!!!
#2Consumer Comment
Thu, December 04, 2008
You can pay payments ahead and they do go toward your next payment. I know this from experience. My loan with them is paid off this month and for 2 years I have paid ahead some months when I knew the next month I would be short. My payment is 356.00. If I paid 400.00 then the next month when I called in my payment it was only 312.00. I know mine does not go toward principal. My car loan has never been late and yes I was very credit challenged when iI got my loan(divorced). Not even 30 days late on my credit yet I still recieved phone calls 5 times a day everyday wondering where and when my next payment would be. The only way it would stop was to get a new phone number so they could only call the disco one..RELIEF.. Now when I call in my payment they ask for the phone number I always give them the old one. Sometimes they pull a line on me "just in case we get disconnected can I have a number to call you back".. I still give them the disco one. Sorry for your trouble remember your not alone. I am buying my next car from the same dealership. Even they are no longer dealing with credit acceptance.
Melinda
Thermal,California,
U.S.A.
What?
#3Consumer Suggestion
Sat, March 17, 2007
It seems like you're leaving out key details. Send them a letter that says: Please be assured that I intend to pay all of my payments on or before the due date. Please do not continue to call and remind me. Thank you. If you have any concerns or questions, please write.
Mike
Radford,Virginia,
U.S.A.
Many times, you cannot pay ahead.
#4Consumer Suggestion
Sat, March 17, 2007
With the majority of loans, if you make payments that are larger than required or send more than one payment per month, they apply the extra money to the principal of the loan. It is not counted as "paying ahead." It is actually better for you because it reduces the interest that will be charged and means you will pay off the loan sooner with less money. But you must still send a payment every month or you will be considered a late payer. If you want to "pay ahead", put the money in your bank account and set up your bank to automatically send payments out of the account just before every due date.
