Received a offer for a credit card so I decided to fill out the application and see what happens. A little while later I receive a credit card with a $400 limit. I put it in a drawer and forgot about it. Well, I then get a bill in the mail for $75 for an "annual fee". I was surprised but I probably missed it in the fine print when I accepted the offer. Well I go to the website to pay the insane fee and to cancel the account and there is no where to cancel it. Then I try to pay the bill and for me to use my PayPal debit card they CHARGE $9.95. Can you believe that? They actually charge me for me to give them money!! Insane. Well I wrote on the paper bill that I received that I wanted to close the account, that I am paying them ZERO and that they can sue me for the $75.00. What a rip off!!