Complaint Review: [email protected] - Nationwide

Unless you have committed some type of fraud and have been charged criminally, you cannot go to jail for a debt.  This is the big secret the collection agencies use to prey on people who do not know any better.

A debt is a civil matter.  You cannot get arrested for it under any circumstances.  Police and Sherriff's deputies do not get involved in civil debt matters.  The worst thing a collection agency can due is file a civil suit against you to recover the debt.

As far as being harrassed at work, you need to get the company's address and write them a letter.  Tell them simply that you are invoking your rights under the Federal Debt Collection Practices Act (FDCPA) and that you do not want to be contacted by telephone anymore (home or at work).  You can also ask the collection agency to provide you with proof of the debt.  If you ask for proof they must provide in within 30 days or the debt is unenforcable.  Make sure you sent the letter by Certified Mail and that you get proof of delivery and also keep a copy of the letter you sent for your records.

Just google FDCPA and/or debors rights and there are numerous websites and articles to assist you with this problem.

Good Luck and fight back!

Hello 

The lender you owe is Cash Advance USA which is a parent company. The actual lender could be different on file.

The lender has tried contacting you several times and when they could not get proper response from you, they decided to recover the money from you via us.

We are a debt collection agency and we are not convincing you to make a payment.

We are just informing you and giving you a final chance to settle your debt before your arrest warrant gets released.

For the paperwork you need to contact the lender.

The total amount due is $1889.69 and for the paper works you can check your previous records or talk to the lender directly.

Once your debt is settled the lender will send you NO DUE LETTER.

If the arrest warrant is released you will end up paying more than $6000 and if not then could get arrested too.

Please note that we are not threatening you, we are just doing our job.

You may pay just $1500 today and get a settlement letter.

Or

You need to pay at least $500 today to avoid the warrant. Rest of the money you may pay according to payment plan convenient to you.

Let us know if you want to make a payment or not so that we can act accordingly.

The payment processing department will contact you once you are ready to make a payment.

Also let us know the best number to reach you to resolve this issue.

Regards,

Debt Collection Department, USA

On Jun 17, 2015 7:05 PM, "Van Tassel, Jean" <[email protected]> wrote:

I am currently still in a strict cash bind and still about to loose my apartment.  I have responded numerous times back to you to come up with suitable solutions to this matter but this is a little extreme.  This is another attempt from me to reach out to you to create a suitable solution due to the fact that there was nothing malicious done here and the loan was in faith. 

From: Debra Jones [mailto:[email protected]]

Sent: Wednesday, June 17, 2015 9:23 AM

To: Van Tassel, Jean

Subject: Final Notification

Arrest warrant ID: - BBJ 98237405 which will be issued on Friday 3 PM.

Attention

This is the last and final chance for you.

This Legal Proceedings issued on your Docket Number EVR-46013 with one of the Cash Advance Inc. companies in order to notify you that after making several calls to you on your phone number we were not able to get hold of you. So the account department of Cash Advance has decided to mark this case as a flat refusal and have decided to press legal charges against you.

CASE NO:  WB-AP - 428929

Amount Outstanding $ 1889.69

We have already sent you this warning/notification about legal proceedings on March 8, 2015 but you failed to respond on time. Now if you failed to respond in next 4 HOURS, we will register this case in court. Consider this as a final warning. We will be emailing/faxing this issue to your current employer to make sure they take strict action against you. Your salary/wages will be garnished.

Do revert back if you want to get rid of these legal consequences and make a payment arrangement today or else we would be proceeding legally against you. We apologize that this notification will also be sent to your current employer. The opportunity to take care of this voluntary is quickly coming to an end. You are going to lose the option to resolve this before it goes to the next step which is a Lawsuit against you. So you must take an immediate action.

You can Email back to get the payment mode too.

We will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and your references regarding this issue and the lawsuit will be the next step which will be amounting to $6300.00 and will be totally levied upon you and that would be excluding your attorney charges. If you can take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one contacts you in future.

 Please let us know what your intention is by today itself so we can hold the case or else we will submit the paperwork to your local county sheriff department and you will be served by court summons at your door step.

 Note : This notice is provided to you on behalf of Cash Advance Inc. and its parent company , and their respective family of companies including Cash Advance, its parent company, Cash America International, Inc., and all of their respective subsidiaries and affiliates, (hereafter collectively referred to as the “Cash Advance Related Companies,” “we,” “our,” or “us”). The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that operate under the trade names Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash, Money tree, Egg loans, Check cash Loan, Quick Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Paycheck Today, Payday OK, Cash Central Loans, Cash Net 500,Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Ez Money Cash America Net, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owned Mr. Payroll locations. “You” or “Your” means you as a participant in or as a user of the products and/or services offered by a Cash Advance Related Company.

WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.

TERMS & CONDITIONS YOU AGREED.

By electronically signing this Loan Agreement by clicking the "I AGREE" button below, you are confirming that you have agreed to the terms and conditions of the Consent and that you have downloaded or printed a copy of this Consent for your records.

Note: To make the payment you need to contact our email address

[email protected]

Office David Watson

Financial Crime Enforcement Network,

300 South Spring Street,

Los Angeles,

CA 90013-1230

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