Nisa
Columbus,#2UPDATE EX-employee responds
Tue, November 04, 2008
When you have an overpayment or a credit on your account, discover does not hold it for longer than four months. When it's been four months since its been on the account, discover will the then issue you your credit via mail with the address that they have on file for you. You should recieve it within the alotted time for regular mail. In the rare case it was sent to an address you no longer reside or an inaccurate address a rep could have it taken care of by specialist who work with reissuing you your credit.
Michael
Bountiful,#3Consumer Comment
Mon, July 16, 2007
I called today 07-16-07 to possibly open a line of credit through Discover. The person on the phone explained that it was an introductory rate of 0% with no annual fees. After the introductory rate was over the interest rate jumped to 10% then 17% then 23%. Sheesh! I asked the guy if he would ever use Discover under those terms. With great surprise he said "no". He went further to say that he would NEVER use Discover and he works there! I thanked him for his honesty and needless to say I did not open a line of credit with them.