- Report: #125804
Complaint Review: Drivetime Credit Corporation - Ugly Duckling - Stone Mountain Georgia
-
Author Not Confirmed
Why?
Drivetime Credit Corporation - Ugly Duckling
5554 Memorial Dr. Stone Mountain, 30350 Georgia, U.S.A.
Phone:
404-292-8400
Web:
N/A
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
Drivetime Credit Corporation - Ugly Duckling Deadbeat Company Fu** 'em Stone Mountain Georgia
Recently I had been admitted into the hospital and was off from work for two weeks. Upon my being off from work, I received no compensation from my employer because I am a contractor and do not receive paid time off benefits. I made payment arrangements and yet I have received daily calls ( sometimes several calls a day )from representatives pressuring me to make a payment on that day.
The reps even harassed personal references I have listed. I have requested on several occasions that they stop calling my place of employment and my personal references, they have continued calling my job and using profane language.
I was threatened to be sued, have my car repossessed, and have the vehicle reported stolen. I fully understand when I applied for my car that I was obligated to pay on time, every time, however my becoming ill was beyond my control and like so many other consumers I was unprepared for it. I was also under the impression that payment arrangements would not be held against you.
I will also go as far as posting signs around the dealerships warning people not to buy, it is bound to hurt your sales.
Johnnetta
Atlanta, Georgia
U.S.A.
The reps even harassed personal references I have listed. I have requested on several occasions that they stop calling my place of employment and my personal references, they have continued calling my job and using profane language.
I was threatened to be sued, have my car repossessed, and have the vehicle reported stolen. I fully understand when I applied for my car that I was obligated to pay on time, every time, however my becoming ill was beyond my control and like so many other consumers I was unprepared for it. I was also under the impression that payment arrangements would not be held against you.
I will also go as far as posting signs around the dealerships warning people not to buy, it is bound to hurt your sales.
Johnnetta
Atlanta, Georgia
U.S.A.
1 Updates & Rebuttals
Paul
Anaheim,California,
U.S.A.
What's the difference between creditors and loan sharks?
#2Consumer Suggestion
Wed, January 05, 2005
Credit is a problem for many people these days. Americans are stretched pretty far out on high-interest revolving loans. That's tolerable if everything is going along as planned. But, the minute some snag occurs, like illness, job loss or pay reduction, or family separation, the whole thing changes. Suddenly, people can't cover the bills anymore! Next, the creditors start coming out of the woodwork and hounding you. This person's report is typical of what happens. Expect the same to happen to you if you get behind. There is no excuse that will suit these creditors. Illness, job loss, divorce? They've heard it all before. You can expect no sympathy or concern for your situation. They want their money, and they want it now. They don't care who has to go without, or what you need to do to get it. These people are in the collection business, not the sympathy business! How can Americans prevent this? Leave yourself a wide safety margin when it comes to credit. First, keep 3 to 6 months of money liquid, in a savings account, where you can access it quickly. Next, pay down debts as quickly as possible. Pay off the high interest cards first. Don't stick with the minimum payment. Pay as much as you possibly can. Stay home all month. Brown bag it to work. But, get rid of your card balance. Then, keep it that way. Work on your other outstanding balances. Pay double payments. Pay ahead. Pay extra. You get the idea. New car? Not if the old one still works. Especially if you're way behind on all your other bills. Used car from a dealer lot? Bad deal. Look at this report. Who needs this grief in life? Save up $500 to $1000 and buy a cheap junker that lasts for 6 months to a year. It won't be pretty. And it won't be the envy of all your friends. But, come the first of each month, your payment will be zero! That's how an '85 Oldsmobile can beat an '05 Corvette every time.
