Robert
Swartz Creek,#2Author of original report
Mon, September 12, 2011
So, I filed a complaint with the FTC.
Dave
USA#3Consumer Comment
Wed, August 17, 2011
Did you call for the 10 day pay off amount before sending your last payment?
If you didn't there would have been interest added to the amount shown on the statement from the date the statement was generated until the day your last payment was received. So you would still owe them.
Since it's probably a small amount they most likely won't do any judgement but it will most likely be reported negatively on your credit report.
And believe it or not I 've seen some creditors report accounts for as little as 1.00 (one dollar)owed instead of just writing it off.