Used Easypayfinance to buy some furniture it was 90 day same as cash. I paid the amount but a $40 service charge that I didn't know about now I owe the $200. I called the lady was rude couldn't just give me a simple answer when I was asking my payment history. I called back and asked for a supervision. The came with no one is available it will take 24-48 hours to get a call back.