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  • Report:  #205595

Complaint Review: EDP REPORTING - Valley Village California

Reported By:
- bloomfield, Colorado,
Submitted:
Updated:

EDP REPORTING
5301 Laurel Canyon Blvd Valley Village, 91607 California, U.S.A.
Phone:
818-487-0672
Web:
N/A
Categories:
Tell us has your experience with this business or person been good? What's this?
Went online to fill out a payday loan to simply cover some things until I get paid next week. Well after filling out that form and instead of getting the payday loan that I declined because I decided it was not worth it.

My account was hit for 159.95. Now this un-authorized transaction from EDP caused our bank account to go into negative because we had no money in there to begin with. So while the bank is in the process of sending us a fraud form EDP decided that they would go ahead and hit our account again with hopes that the money would be there not once more but actually 4 more times. 2 times a day for two days back to back.

So now its just out of hand. The bank questioned me about this and I simply referred them to ripoff.com and yesterday went into the bank with quite a few of the reports about EDP that I printed out. They immediately refunded the bounced fees that I was facing because of EDP.

I emailed EDP about this Velia 800-430-0672 ext. 119 simply stated,"We understand this may not be a pleasant time for you and your wife. Someone must have used your computer and filled out this information" I replied to her, "your about as dumb as a sack of rocks"!

Anyhow I'm going to prosecute EDP, next week I'm headed down to the states attorney's office to file charges. Messed with the wrong guy they did. I sue for everything believe that. So for Dale P Cleveland, Vivienne Crye, Brian K Stewart, and William R Wilson. (executives for EDP) O I can't forget the one named Bridgett the one who I've read about on here that responds to these ads. See you guys in court very soon.

Brian

bloomfield, Colorado
U.S.A.

EDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.

CHARGES TO YOUR CREDIT CARD

If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com

[email protected]

badbusinessbureau.com

www.ripoffreport.com

Don't let them get away with it.

Make sure they make the Rip-off Report!

We are not lawyers.

We are not a collection agency.

We are Consumer Advocates.

...the victims' advocate

WE are Civil and Human Rights Activists

We are a Worldwide Consumer Reporting News Agency

...by consumers, for consumers

CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.


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