Eltmancrap
Easat Meadow,#2Consumer Suggestion
Tue, June 09, 2009
Via law that money can't be taken from someone's account. You will have to go to small claims court in the city, or for an additional free from where you live, and sue them. They most likely won' t show up and commit perjury. You will have to prove your case, to win a judgement.Let us know what happends!!
Eltmancrap
Easat Meadow,#3Consumer Comment
Thu, March 12, 2009
I have won against them in court, that money can;t be taken, any judge will find in your favor.
K
Wichita,#4Consumer Suggestion
Wed, May 23, 2007
Every bank account is attachable. It is up to the debtor to prove that their SSI is deposited to this account and therefore unattachable.
P
Dallas,#5Consumer Suggestion
Thu, May 17, 2007
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P
Dallas,#6Consumer Suggestion
Thu, May 17, 2007
Federal law makes your Social Security benefits exempt from levy, garnishment, and assignment. 42 USC 407(a) states: "In general the right of any person to any future payment under this subchapter shall not be transferable or assignable . . . and none of the moneys paid or payable or rights existing under this subchapter shall be subject to execution, levy, attachment, garnishment, or other legal process, or to the operation of any bankruptcy or insolvency law." This means that even if a creditor or a collection agency has a judgment against you, they cannot garnish your Social Security payments, nor can they take the money from you after it has been paid to you; for example, the portion of your bank account that is attributable to your social security benefits is exempt from levy or attachment If your income is exempt from garnishment, then you may wish to put the collection agency on notice to that fact. You could provide this information to the collection agency in writing, keeping a copy of the letter. For example, if your only income is Social Security, which is exempt from garnishment by federal law, then you might write the following: My income consists only of Social Security, which is exempt from garnishment by federal law. You could also include this information with any of your other written correspondence to the agency, e.g., if you sent a cease communication letter. While this is not a defense to the underlying claim, it does provide the collection agency with knowledge that your only income is exempt from garnishment. If the collection agency successfully sues you and then garnishes your bank account containing exempt funds, then you may have a cause of action against the collection agency
Suzanne
Port Chester,#7Consumer Comment
Thu, May 17, 2007
Those scumbags did the same thing to me. I had an account at BofA and those bastards froze my checking account because of a 20 year old debt owed to Discover Card which I refuse to pay. Do not deal with these crooks they are maniacs. I since wrote them a cease and desist letter and they still ignore it and wrote me again. I have asked these crooks never to contact me again and they don't listen all they want is your money. Because of statute limitations they can no longer collect on this old account. There must be a class action lawsuit filed against this corrupt company this type of illegal shady scamming is not to be tolerated!!!
Edward m
Brooklyn,#8Author of original report
Thu, May 17, 2007
Unbenounced to me that on 3/22/2004 Eltman Eltman & Cooper, PC took me to court and won a judgment against me (I was not even there). However, I never received any such letter or certified mail saying that I was being sued so I could show that I was only receiving SSD and that I was and am sick. I found out when I went to get some of my Social Security money from the bank and found out that they had frozen my account. (How can they do this?) I was never told about any court date or anything pertaining to the court system of New York or Eltman Eltman & Cooper, PC. Anyway, I went to GMHC which provided me with free legal services in May 2005 and it took them awhile but my lawyer spoke to them on the phone after giving those 3 months of bank statements and my SSD award letter and they acknowledged that the accounts cannot be liened and they will not do anything. Well they did it again in July 2006 went through the same process giving them 3 months of bank statements and my SSD award letter and they did it again last month April 2007 and I gave them 3 months of bank statements and my SSD award letter and they still have not release my account this time it has been over a month now. I called Chase bank I they where very rude and did not seem to care anything about the law, neither does Eltman Eltman & Cooper, PC. Please, I need help. I am very sick now and this is making my illness worse. I feel as low as I never thought I would feel. I wonder how the lawyers at Eltman Eltman & Cooper, PC would feel if they were in my shoes. I cannot even afford to feed my dog which I have had for five years. I have given them numerous documents concerning my health (16 months of chemo and other illnesses) and they berated me on the phone. I want them to pay for what they have and am putting me through. CAN I SUE THEM FOR HARASSMENT AND UNLAWFUL JUDGMENT? IF SO WHO CAN I CALL?
Edward m
Brooklyn,#9Author of original report
Thu, May 17, 2007
Unbenounced to me that on 3/22/2004 Eltman Eltman & Cooper, PC took me to court and won a judgment against me (I was not even there). However, I never received any such letter or certified mail saying that I was being sued so I could show that I was only receiving SSD and that I was and am sick. I found out when I went to get some of my Social Security money from the bank and found out that they had frozen my account. (How can they do this?) I was never told about any court date or anything pertaining to the court system of New York or Eltman Eltman & Cooper, PC. Anyway, I went to GMHC which provided me with free legal services in May 2005 and it took them awhile but my lawyer spoke to them on the phone after giving those 3 months of bank statements and my SSD award letter and they acknowledged that the accounts cannot be liened and they will not do anything. Well they did it again in July 2006 went through the same process giving them 3 months of bank statements and my SSD award letter and they did it again last month April 2007 and I gave them 3 months of bank statements and my SSD award letter and they still have not release my account this time it has been over a month now. I called Chase bank I they where very rude and did not seem to care anything about the law, neither does Eltman Eltman & Cooper, PC. Please, I need help. I am very sick now and this is making my illness worse. I feel as low as I never thought I would feel. I wonder how the lawyers at Eltman Eltman & Cooper, PC would feel if they were in my shoes. I cannot even afford to feed my dog which I have had for five years. I have given them numerous documents concerning my health (16 months of chemo and other illnesses) and they berated me on the phone. I want them to pay for what they have and am putting me through. CAN I SUE THEM FOR HARASSMENT AND UNLAWFUL JUDGMENT? IF SO WHO CAN I CALL?
Edward m
Brooklyn,#10Author of original report
Thu, May 17, 2007
Unbenounced to me that on 3/22/2004 Eltman Eltman & Cooper, PC took me to court and won a judgment against me (I was not even there). However, I never received any such letter or certified mail saying that I was being sued so I could show that I was only receiving SSD and that I was and am sick. I found out when I went to get some of my Social Security money from the bank and found out that they had frozen my account. (How can they do this?) I was never told about any court date or anything pertaining to the court system of New York or Eltman Eltman & Cooper, PC. Anyway, I went to GMHC which provided me with free legal services in May 2005 and it took them awhile but my lawyer spoke to them on the phone after giving those 3 months of bank statements and my SSD award letter and they acknowledged that the accounts cannot be liened and they will not do anything. Well they did it again in July 2006 went through the same process giving them 3 months of bank statements and my SSD award letter and they did it again last month April 2007 and I gave them 3 months of bank statements and my SSD award letter and they still have not release my account this time it has been over a month now. I called Chase bank I they where very rude and did not seem to care anything about the law, neither does Eltman Eltman & Cooper, PC. Please, I need help. I am very sick now and this is making my illness worse. I feel as low as I never thought I would feel. I wonder how the lawyers at Eltman Eltman & Cooper, PC would feel if they were in my shoes. I cannot even afford to feed my dog which I have had for five years. I have given them numerous documents concerning my health (16 months of chemo and other illnesses) and they berated me on the phone. I want them to pay for what they have and am putting me through. CAN I SUE THEM FOR HARASSMENT AND UNLAWFUL JUDGMENT? IF SO WHO CAN I CALL?