- Report: #35776
Complaint Review: ETPPLUS MEMBERSHIP LLC. - HUNTSVILLE Alabama
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Author Not Confirmed
Why?
ETPPLUS MEMBERSHIP LLC.
PO BOX 12128 HUNTSVILLE, 35802 Alabama, U.S.A.
Phone:
800-477-3498
Web:
N/A
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ETPPLUS MEMBERSHIP LLC consumer fraud ripoff HUNTSVILLE Alabama
I WAS ALSO A VICTIM OF THIS COMPANY, I WAS SENT A MAILER INVITING ME TO APPLY FOR THIS OFFER, IT WAS A CHECKCARD BY MASTERCARD, I THOUGHT I LOOKED INTO THIS SITUATION CAREFULLY SO I THOUGHT AT THE TIME,
WELL I WENT ONLINE TO SEE THE BENEFITS OF THIS CHECKCARD, WHICH I HAD NO PROBLEM FINDING OUT, BECAUSE IT IS A WEB BASE SIGHT WITH DIFFERENT COMPANIES OFFERING THE SAME SERVICE,
IT WORKS LIKE A DEBIT CARD, THAT YOU DIRECTLY DEPOSIT FUNDS, AND THE CARD WORKS LIKE ANY OTHER CREDIT CARD, DUE TO IT CARRIES
THE LOGO OF MASTERCARD, IT'S NOT REVOLVING CREDIT NOR WAS IT A SECURED CARD, SO IN LAYMANS TERMS, THE MONEY I DEPOSIT IS THE ONLY FUNDS AVAILABLE, THERE IS NO BILLING,
WHERE LIKE MOST CREDIT CARD, YOU PAY A MINIMUM EACH MONTH, IT WORKS IN THE SAME PRINCIPLE, LIKE YOUR EVERYDAY JOE BANK,
WHAT FUNDS YOU PLUG IN, IS THE ONLY FUNDS AVAILABLE, NOTHING MORE, JUST THAT WITH THIS CHECKCARD, IT CARRIES THE LOGO OF MASTERCARD, SO YOU BASICALLY HAVE AN ATM/CREDIT CARD.
WELL BEFORE I REALLY GOT HOOKED AND RESEARCHED MORE, I AUTHORIZED A BANK DRAFT FOR THE $99.00 ONE TIME FEE, THIS COVERS THE PROCESSING, I DIDN'T FIND THIS ODD YET, BECAUSE SOME MAJOR CREDIT CARDS HAS APPLICATION FEE OR ANNUAL FEE, RANGING FROM $0.00-AS HIGH AS $79-89.00,
SO NO RED FLAGS THERE, NEEDLESS TO SAY THEY WERE UNSUCCESFUL IN THE DRAFT #1 (ACH) FORTUNATELY I HAD INSUFFICIENT FUNDS AT THE TIME OF THE DRAFT, SO I RECIEVED MY NORMAL FEE FROM THE BANK.
THEN THEY WERE SUCCESSFUL THE SECOND TIME DRAFTING THE $99.00 FEE, BUT THEN A WEEK LATER, A DRAFT OF $30.00 WAS ATTEMPTED FROM MY ACCOUNT FROM THE SAME COMPANY,
WELL I CALLED THEM ON IT, AND THE REPRESENTATIVE, STATED THAT SINCE MY FIRST DRAFT ATTEMPTED WAS NON-SUFFICIENT FUNDS, THAT I WAS CHARGED A RETURNED DRAFT FEE, I ARGUED THE POINT THAT THEY HAVE RECIEVED MY 99.00 FEE SUCCESSFULLY AND THAT THEY SHOULD IN GOOD FAITH WAIVE THE RETURN DRAFT FEE, AND NOT ATTEMPT IT AGAIN,
THEY IN RETURN ACTED s****.
WELL I WENT ONLINE TO SEE THE BENEFITS OF THIS CHECKCARD, WHICH I HAD NO PROBLEM FINDING OUT, BECAUSE IT IS A WEB BASE SIGHT WITH DIFFERENT COMPANIES OFFERING THE SAME SERVICE,
IT WORKS LIKE A DEBIT CARD, THAT YOU DIRECTLY DEPOSIT FUNDS, AND THE CARD WORKS LIKE ANY OTHER CREDIT CARD, DUE TO IT CARRIES
THE LOGO OF MASTERCARD, IT'S NOT REVOLVING CREDIT NOR WAS IT A SECURED CARD, SO IN LAYMANS TERMS, THE MONEY I DEPOSIT IS THE ONLY FUNDS AVAILABLE, THERE IS NO BILLING,
WHERE LIKE MOST CREDIT CARD, YOU PAY A MINIMUM EACH MONTH, IT WORKS IN THE SAME PRINCIPLE, LIKE YOUR EVERYDAY JOE BANK,
WHAT FUNDS YOU PLUG IN, IS THE ONLY FUNDS AVAILABLE, NOTHING MORE, JUST THAT WITH THIS CHECKCARD, IT CARRIES THE LOGO OF MASTERCARD, SO YOU BASICALLY HAVE AN ATM/CREDIT CARD.
WELL BEFORE I REALLY GOT HOOKED AND RESEARCHED MORE, I AUTHORIZED A BANK DRAFT FOR THE $99.00 ONE TIME FEE, THIS COVERS THE PROCESSING, I DIDN'T FIND THIS ODD YET, BECAUSE SOME MAJOR CREDIT CARDS HAS APPLICATION FEE OR ANNUAL FEE, RANGING FROM $0.00-AS HIGH AS $79-89.00,
SO NO RED FLAGS THERE, NEEDLESS TO SAY THEY WERE UNSUCCESFUL IN THE DRAFT #1 (ACH) FORTUNATELY I HAD INSUFFICIENT FUNDS AT THE TIME OF THE DRAFT, SO I RECIEVED MY NORMAL FEE FROM THE BANK.
THEN THEY WERE SUCCESSFUL THE SECOND TIME DRAFTING THE $99.00 FEE, BUT THEN A WEEK LATER, A DRAFT OF $30.00 WAS ATTEMPTED FROM MY ACCOUNT FROM THE SAME COMPANY,
WELL I CALLED THEM ON IT, AND THE REPRESENTATIVE, STATED THAT SINCE MY FIRST DRAFT ATTEMPTED WAS NON-SUFFICIENT FUNDS, THAT I WAS CHARGED A RETURNED DRAFT FEE, I ARGUED THE POINT THAT THEY HAVE RECIEVED MY 99.00 FEE SUCCESSFULLY AND THAT THEY SHOULD IN GOOD FAITH WAIVE THE RETURN DRAFT FEE, AND NOT ATTEMPT IT AGAIN,
THEY IN RETURN ACTED s****.
