I signed up with this company because they claimed that they garanteed the lowest rates in the industry. Not only was that a lie but my funds were tied up for 2 weeks after they promised that the funds would be clear in my bank account the next day. When i tried calling them back they claimed that the underwritters never recieved my paperwork that they had requested. I faxed it to 4 different numbers 4 different times and they still said they never recieved it. I lost multiple customers because of there practices. Buyers beware. I will never do business like this ever again. Lesson learned