They promise rates , they do not do them . They promise next day funding , they dont have it. They wont reurn calls back and will telll you to call customer service , customer service will tell you to call them. I would never use this company again and recommend you do not either. Read the reviews on this company , they are terrible . I can not put into words how bad they are , dont sign with them, ont waste your time . This company will end up costing you time and money.