I signed up for a credit card reader. They were suppost to take .099% of each transation with no monthly fee. As soon as they got my banking info they took out $15, and they took out $15 every month. After I sent their card reader back to them and canceled my account they continued to take $15 per month out of my bank account. Only way to stop them is to close out your bank account. Bottom line is they are liars & thieves. Do not deal with this company.