- Report: #251205
Complaint Review: Fair Fax Lending Group - Rochester New York
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Author Confirmed
Why?
Fair Fax Lending Group
151 Saint Paul Street Rochester, 14604 New York, U.S.A.
Phone:
888-832-5736
Web:
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Fair Fax Lending Group Rip-off, Dishonest, Sneaky, Fraudulent Rochester New York
To Whom It May Concern:
I am a single mother with 2 kids and at the time that I applied for the loan from Fairfax Lending Group I was desperate. So, I was happy when I thought that I actually got approved for a $7000.00 loan. I was going to use the money to help me get back on my feet.
When I received a call from Charles Foster from Fairfax Lending Group he had told me that I was approved for a loan of $7000.00. I was happy, but he said because of my credit that I would need to put up collateral and the collateral was $1276.32. So, I agreed and I had faxed back my signed loan documents on 4/19/2007. Then I had moneygramed the money to Walmart and they said once that is done I will receive my loan money the next business day.
Well, I actually received a call from another gentlemen named Gary Morgan and he said that my application was reassessed. So, I had two options, send out another amt of money for insurance purposes or get a refund. At this point, I was really upset and disappointed so I just asked for my money back. He informed me that they would reimburse me for $ 1295.40 on 5/30/2007.
I have not been reimbursed and I called several times and it seems like both numbers were disconnected and also I cant access there web address. I am in a bad situation because now I have no rent money for June. Please help me catch these rude inthoughtful people.
Yolanda
Fords, New Jersey
U.S.A.
I am a single mother with 2 kids and at the time that I applied for the loan from Fairfax Lending Group I was desperate. So, I was happy when I thought that I actually got approved for a $7000.00 loan. I was going to use the money to help me get back on my feet.
When I received a call from Charles Foster from Fairfax Lending Group he had told me that I was approved for a loan of $7000.00. I was happy, but he said because of my credit that I would need to put up collateral and the collateral was $1276.32. So, I agreed and I had faxed back my signed loan documents on 4/19/2007. Then I had moneygramed the money to Walmart and they said once that is done I will receive my loan money the next business day.
Well, I actually received a call from another gentlemen named Gary Morgan and he said that my application was reassessed. So, I had two options, send out another amt of money for insurance purposes or get a refund. At this point, I was really upset and disappointed so I just asked for my money back. He informed me that they would reimburse me for $ 1295.40 on 5/30/2007.
I have not been reimbursed and I called several times and it seems like both numbers were disconnected and also I cant access there web address. I am in a bad situation because now I have no rent money for June. Please help me catch these rude inthoughtful people.
Yolanda
Fords, New Jersey
U.S.A.
1 Updates & Rebuttals
Steve
Bradenton,Florida,
U.S.A.
Yolanda, there is no magic loan fairy, AND, "advance fee" loans are ILLEGAL.
#2Consumer Suggestion
Thu, May 31, 2007
Yolanda, There are just too many red flags here. If something sounds too good to be true, it usually is a scam. However, aside from getting ripped off for the money, you need to be aware that they now have all of your personal and financial information so you are now a prime target for identity theft. IMMEDIATELY contact the credit bureaus and file a fraud alert on your credit as well as going to ftc.gov and filing a complaint online. Also file a complaint with the FBI Financial Crimes Division. Advance fee loans are illegal. No legitimate bank or loan company will charge an up front fee and no legitimate lender will use these type of services like western union, moneygram, etc. There is no such thing as "insurance" to secure a personal loan. It does not exist. And, NO BUSINESS will EVER have you wire oney to an INDIVIDUAL, it will ALWAYS be a BUSINESS NAME.
