- Report: #56058
Complaint Review: Fairbanks Capital Corporation - Salt Lake City Utah
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Author Not Confirmed
Why?
Fairbanks Capital Corporation
3815 South West Temple Salt Lake City, 84115 Utah, U.S.A.
Phone:
800-258-8602
Web:
N/A
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
Fairbanks Capital Corporation cheating and using deceptive measures to ripoff consumers Salt Lake City Utah
What has really triggered our gall with this low-down company is it has sent to the credit reporting agencies we are a "slow paying mortgage". We are outraged, furious and sickened!
Isn't there anything we can do to stop this company from their deceptive practices and their intimidating threats?
Fairbanks bought our loan in October 2002, it has been "HELL" ever since. The 1st payment coupon they sent us was incorrect, we called to advise of this error and were told to send what was printed on the coupon. Took down names etc., I knew something wasn't right so from this point and started sending everything to them USPS Express Mail. We have sent our mortgage payment every month on time, we have the receipts with signature but to no avail we are hit with a late payment every month. We even rec'd a letter dated March 22, 2003 stating they misapplied our funds and would request a correction sent to the credit reporting agencies. Forget what our rights are in RESPA, Fairbanks is a law unto itself.
We also have provided insurance of our home and are now being threated with foreclosure and/or our mortgage will go up. If it is not one thing it is another, they are genuinely trying to recapture ours and many others mortgages from underneath us.
How can we fight against a conglomerate as Fairbanks? We will keep fighting, all I can advise is to get receipts and signatures and conversations documented and kept, we will have our day...it will be soon!
Joanna
Hopkinsville, Kentucky
U.S.A.
Isn't there anything we can do to stop this company from their deceptive practices and their intimidating threats?
Fairbanks bought our loan in October 2002, it has been "HELL" ever since. The 1st payment coupon they sent us was incorrect, we called to advise of this error and were told to send what was printed on the coupon. Took down names etc., I knew something wasn't right so from this point and started sending everything to them USPS Express Mail. We have sent our mortgage payment every month on time, we have the receipts with signature but to no avail we are hit with a late payment every month. We even rec'd a letter dated March 22, 2003 stating they misapplied our funds and would request a correction sent to the credit reporting agencies. Forget what our rights are in RESPA, Fairbanks is a law unto itself.
We also have provided insurance of our home and are now being threated with foreclosure and/or our mortgage will go up. If it is not one thing it is another, they are genuinely trying to recapture ours and many others mortgages from underneath us.
How can we fight against a conglomerate as Fairbanks? We will keep fighting, all I can advise is to get receipts and signatures and conversations documented and kept, we will have our day...it will be soon!
Joanna
Hopkinsville, Kentucky
U.S.A.
1 Updates & Rebuttals
Sherry
Hopkinsville,Kentucky,
U.S.A.
Anyone in Hopkinsville Kentucky - please contact me about Fairbanks
#2Consumer Comment
Wed, May 28, 2003
My parents have gone through a living nightmare with these people - Fairbanks. They are on the verge of losing their home because of a payment Fairbanks lost (have proof of them signing for the payment), by refusing to accept a payment from Western Union, and by attaching fees for unknown reasons as well as unneeded insurance. I am trying to help them fight this and saw the posting from someone in Hopkinsville Kentucky that is also dealing with this. Please post your Reports if your are in Hopkinsville or any other Kentucky city so that we can put our heads together to try and help each other. We have a lawyer, but I feel that we are doing all the leg work.
Thanks in advance!
