Joseph
New Orleans,#2Consumer Comment
Mon, August 01, 2011
I know this is a little like closing the barn door after the horses got out, but it is a lesson learned.
Any time someone demands you do something without a willingness to wait, or to be able to show you proof of the debt, then consider it a scam and hang up on them.
The fact that you agreed to pay them at all means you probably knew of an outstanding debt, but when they are rude, demanding and unwilling to even give you even a couple of days to raise the money should have raised some alarms. A reputable collection company would be willing to work with you towards resolving the debt. Also, having a disability would not result in a company gratuitiously agreeing to reduce the debt.
In the future, if you are ever unfortunate enough to get a similiar call, demand written proof of debt before you agree to paying any money, and refuse to make any payment over the phone. Agree to make payment by mail to a US address only.
If they say that a lawsuit has been filed against you, tell them that you therefore cannot talk to them until you have been properly and personally served. There is no lawsuit filed against you.
If they threaten arrest, tell them to send the police. The police do not get involved in civil matters and you will not be arrested.
Then rudely hang up on them.
DonkeyWalk
United States of America#3Consumer Comment
Mon, August 01, 2011
They're going to charge you with "freud"? That can be good or bad depends on how yo look at it. No matter what, blame on your mom and you'll be good.