- Report: #91119
Complaint Review: Fidelity Federal Bank & Trust - Jensen Beach Florida
-
Author Not Confirmed
Why?
Fidelity Federal Bank & Trust
1021 N.E. Jensen Bch Blvd. Jensen Beach, 34957 Florida, U.S.A.
Phone:
772-334-1600
Web:
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Fidelity Federal Bank & Trust Stealing from my account by forcing me into a NSF Condition Jensen Beach Florida
*Consumer Suggestion: Don't do business with national or federal banks
*Consumer Suggestion: Fidelity Federal
*Consumer Suggestion: Fidelity Federal
*Consumer Suggestion: Fidelity Federal
*Consumer Suggestion: Fidelity Federal
*Consumer Comment: Why?
*Consumer Suggestion: FILE COMPLAINT WITH BANKING COMMISSION!
*Consumer Suggestion: FILE COMPLAINT WITH BANKING COMMISSION!
*Consumer Suggestion: FILE COMPLAINT WITH BANKING COMMISSION!
Ok, My wife set up a small account at Fidelity Federal bank in Florida.
All she wanted was a NON-Interest bearing Checking account with check card privileges..She will deposit her Paycheck into it and then use the check card for her daily expenses
Opened it up with $900 in February...And it goes down hill after that.
She could not figure out why she has a negative balance for most of the life of the the account
Problem #1 - They set her up with an Interest Bearing Account even though she did not want one. Therefore there is a $500 minimum Balance penalty of $29 for every infraction
Problem #2 - They put holds on her PAYCHECK which forced her into an ARTIFICIAL Non-Sufficient Funds Situation. Another $29 hit for every instance.
I just helped her do a full report on the transactions..
I almost SCHIT my pants Since February the bank has charged about $800 in fees. This has to be illegal! This is basically criminal behavior.
I can see clearly that she was never overdrafted at any point. I also realize Check Kiting is illegal. This bank actually forced her account into this situation for their own profit. They were forcing her into an overdraft position by putting a hold on a check that should NEVER be held. A Paycheck.
On top of that they hit her every month for a $5 fee program that offer discounts off meals and tickets... She of course declined it when she opened the account...
WTF!!!!! I am ready to call a lawyer. What options do we have to collect the "STOLEN" money?????
_______
Charlie
Jensen Beach, Florida
U.S.A.
All she wanted was a NON-Interest bearing Checking account with check card privileges..She will deposit her Paycheck into it and then use the check card for her daily expenses
Opened it up with $900 in February...And it goes down hill after that.
She could not figure out why she has a negative balance for most of the life of the the account
Problem #1 - They set her up with an Interest Bearing Account even though she did not want one. Therefore there is a $500 minimum Balance penalty of $29 for every infraction
Problem #2 - They put holds on her PAYCHECK which forced her into an ARTIFICIAL Non-Sufficient Funds Situation. Another $29 hit for every instance.
I just helped her do a full report on the transactions..
I almost SCHIT my pants Since February the bank has charged about $800 in fees. This has to be illegal! This is basically criminal behavior.
I can see clearly that she was never overdrafted at any point. I also realize Check Kiting is illegal. This bank actually forced her account into this situation for their own profit. They were forcing her into an overdraft position by putting a hold on a check that should NEVER be held. A Paycheck.
On top of that they hit her every month for a $5 fee program that offer discounts off meals and tickets... She of course declined it when she opened the account...
WTF!!!!! I am ready to call a lawyer. What options do we have to collect the "STOLEN" money?????
_______
Charlie
Jensen Beach, Florida
U.S.A.
9 Updates & Rebuttals
Michelle
Hoboken,New Jersey,
U.S.A.
FILE COMPLAINT WITH BANKING COMMISSION!
#2Consumer Suggestion
Tue, March 27, 2007
Hi This is Michelle with BANKSAFE, I am part of an advocacy group. I might have a few suggestions if you like...With the banks we have at our disposal today we might as well just hide our money underneath our mattresses!
Michelle
Hoboken,New Jersey,
U.S.A.
FILE COMPLAINT WITH BANKING COMMISSION!
#3Consumer Suggestion
Tue, March 27, 2007
Hi This is Michelle with BANKSAFE, I am part of an advocacy group. I might have a few suggestions if you like...With the banks we have at our disposal today we might as well just hide our money underneath our mattresses!
Michelle
Hoboken,New Jersey,
U.S.A.
FILE COMPLAINT WITH BANKING COMMISSION!
#4Consumer Suggestion
Tue, March 27, 2007
Hi This is Michelle with BANKSAFE, I am part of an advocacy group. I might have a few suggestions if you like...With the banks we have at our disposal today we might as well just hide our money underneath our mattresses!
Ken
Randolph,Massachusetts,
U.S.A.
Why?
#5Consumer Comment
Mon, March 26, 2007
What makes you think that payroll checks don't get a hold?
John
West Palm Beach,Florida,
U.S.A.
Fidelity Federal
#6Consumer Suggestion
Sat, March 24, 2007
Fidelity Federal is more interested in speaking Spanish or giving Illegal Aliens Bank Services just like Bank Of America. I have to battle with them constantly placing holds on deposits. I even have a hold on a Cash Deposit that I deposited into their ATM Machine which they still have not verified and cleared. Fidelity Federal has also promised for years that they would stay a small local Bank only to become part of the National Bank. They raised the minimum balances from $100 to $200 and now to $500 in order to collect Service Charges and NSF Fees. I am trying to close my account as soon as I can get all my automatic deductions taken care of.
John
West Palm Beach,Florida,
U.S.A.
Fidelity Federal
#7Consumer Suggestion
Sat, March 24, 2007
Fidelity Federal is more interested in speaking Spanish or giving Illegal Aliens Bank Services just like Bank Of America. I have to battle with them constantly placing holds on deposits. I even have a hold on a Cash Deposit that I deposited into their ATM Machine which they still have not verified and cleared. Fidelity Federal has also promised for years that they would stay a small local Bank only to become part of the National Bank. They raised the minimum balances from $100 to $200 and now to $500 in order to collect Service Charges and NSF Fees. I am trying to close my account as soon as I can get all my automatic deductions taken care of.
John
West Palm Beach,Florida,
U.S.A.
Fidelity Federal
#8Consumer Suggestion
Sat, March 24, 2007
Fidelity Federal is more interested in speaking Spanish or giving Illegal Aliens Bank Services just like Bank Of America. I have to battle with them constantly placing holds on deposits. I even have a hold on a Cash Deposit that I deposited into their ATM Machine which they still have not verified and cleared. Fidelity Federal has also promised for years that they would stay a small local Bank only to become part of the National Bank. They raised the minimum balances from $100 to $200 and now to $500 in order to collect Service Charges and NSF Fees. I am trying to close my account as soon as I can get all my automatic deductions taken care of.
John
West Palm Beach,Florida,
U.S.A.
Fidelity Federal
#9Consumer Suggestion
Sat, March 24, 2007
Fidelity Federal is more interested in speaking Spanish or giving Illegal Aliens Bank Services just like Bank Of America. I have to battle with them constantly placing holds on deposits. I even have a hold on a Cash Deposit that I deposited into their ATM Machine which they still have not verified and cleared. Fidelity Federal has also promised for years that they would stay a small local Bank only to become part of the National Bank. They raised the minimum balances from $100 to $200 and now to $500 in order to collect Service Charges and NSF Fees. I am trying to close my account as soon as I can get all my automatic deductions taken care of.
Elvera
Carrollton,Texas,
U.S.A.
Don't do business with national or federal banks
#10Consumer Suggestion
Wed, May 12, 2004
Hi, Don't do business with national or federal banks. They operate only to line their pockets. Find a local bank or local Credit Union. They are the ones that are regulated by the State, and therefore provide much better service to you. I have been with a local Credit Union for years, and have never once been ripped off. But I was ripped off before, when I banked with national banks. Close your account now! Educate yourself. Business has changed. Greed has taken over.
