Steve [Not A Lawyer]
Bradenton,#2Consumer Suggestion
Wed, January 03, 2007
Yvette, I have to ask, why would you let the account be overdrawn for 53 days? And for only $1.45? And $624 at $6/day is 104 days overdrawn! Why would you just ignore this OD situation? The bad part is that you will be in Chex Systems and will not be able to open another account. Closing an account does not get rid of the fees you agreed to. The fees from the day you went NSF until the day you closed the account are collectable, nothing more. It is illegal for a collection agency to charge you collection fees. Collection agencies are paid only by the person/business who hired them. You need to demand validation from the collection agency with a full itemization of charges.