Ronny g
North hollywood,#2Consumer Comment
Sun, February 19, 2012
Or an employee...just want to get that out of the way...
Yes that bank is in a lawsuit but only for charging excessive overdraft fees that occurred as a result of re-sequencing debit card transaction times and commingling this with check clearing times. If you do business writing checks and spending before check deposits clear you will get fees with any bank. And if you did not choose to sign up for overdraft protection they can not by federal law/regulations allow you to continue to use the debit card once the account is depleted, it will be declined at the point of sale so you had to choose that option and can not blame the lousy bank.
And yes if they want to collect money that you owe them they will call and hassle you..I know I would call you or anyone who owes me money and is not paying on time.
Saluki1
United States of America#3Consumer Comment
Sat, February 18, 2012
I am over here in tears...literally!!! LOL. Here goes another consumer who is mad at the world because THEY cant balance a checkbook or pay their bills on time.
Heres a hint...next time instead of just NOT paying your bill, try calling the bank to let them know your situation. They have hardship programs for people who are struggling to pay their credit card and loan bills on time.
Theres a booklet that they gave u when u first opened your "business" accounts...its called the Rules and Regs. U should have read through it. Theres something called the Funds Availability Policy that outlines how they handle checks and how long they hold them.
Another thing...if you claimed that u closed your account, but still have checks out there they are going to re-open your account and you will STILL get charged fees. And they will KEEP calling you (yes, even on Sunday) until you pay them back their money. You have signed those checks and therefore you are still liable to pay. Jokes on you.
I hate to say this but...you are a crook! If someone borrowed money from you (or ran up a tab), and they never bothered to call you to let you know, wouldn't you be ticked off too? Exactly..and it will be that way no matter what bank you go to.
Good luck opening an account elsewhere...Fifth Third uses Chexstystems and will report this to other banks.
Steve
USA#4Consumer Comment
Mon, February 06, 2012
Do you have a website? We need more details.
MRWill
Augusta,#5REBUTTAL Individual responds
Mon, February 06, 2012
Do a google seach on Fifth Third.They settled out of court for such practices. I know because I sued.
Call the attorneys listed. Make sure you have the proof. Good Luck
Flynrider
Phoenix,#6Consumer Comment
Sat, February 04, 2012
" We run a business. "
That's open to debate.
How is anyone supposed to take your business seriously? According to your report, your accounting methods approximate that of a teenager with her first checking account.
If you think this bank is the cause of your troubles, think again. If you did all of the things you claimed at any other bank, the result would have been exactly the same.
One thing I have to admire is that your business is actually able to survive when saddled with the unecessary overhead you are generating.
coast
USA#7Consumer Comment
Fri, February 03, 2012
"Our overdraft fees for the past year are in the thousands."
That's sloppy bookkeeping.
"What do you think I can do on Sunday morning"
Go to your second job to pay your overdrafts and credit card bill.
"They also froze the credit card and kept our rewards points."
You forfeited the rewards points when your account became delinquent.
"we are overdrawn. Still have checks out too"
But for some reason you posted this Ripoff Report even though you are the one doing the ripping off. Your credit is now in the sewer.
Jim
Orlando,#8Consumer Comment
Fri, February 03, 2012
YOU don't know or care about the funds availability policy...but its all their fault. YOU write checks without knowing YOUR balance and run up NSF charges ...but its their fault. YOU don't make YOUR payments on time...but its their fault. YOU don't practice even the basics of financial management...but its their fault! Funny, funny! I am tempted to ask where do you sorry people come from...but instead, thanks for the laughs! I'm impressed!