FINGERHUT HAS TAKEN ME TO COURT TWO YEARS AGO FOR PAYMENT, I PROVED THROUGH MY SHIPPING RECIEPTS THAT ITEMS WERE RETURNED. JUDGE ORDERED NO PAYMENT FROM ME AND NO DEROGATORY MARKS ON MY CREDIT REPORT.. 2 YEARS LATER I GET SERVED PAPERS FROM MY LOCAL SHERRIFFS DEPARTMENT TO RESPOND WITHIN 20 DAYS TO RESPOND TO A ATTORNEYS OFFICE IN ANOTHER STATE. PULLING MY OWN CREDIT REPORT IT SAID JEFFERSON CAPITAL. I CALLED AND SPOKE WITH A MNAN. OLD HIM, I COULD PAY 504.00 PER MONTH HE WOULDNT ACCEPT THAT (AGAINST LAW FROM WHERE IM FROM) FIGARD OUT IT WAS FINGERHUT WHO HIRED AN ATTORNEY FOR COLLECTIONS.
MAN TOLD ME KNOW THEY DONT REPORT TO CREDIT BURUE AND I HAD TO PAY 1306.00 AND HE WAS SETTING UP HOW MUCH I HAD TO PAY AND IF I DIDNBT I WOULD GET MY WAGES GARNISHED.... OK IM A SINGLE GRANDMOTHER ON SSD FOR ONE RAISING 2 OF MY GRANDCHILDRE.. I TOLD HIM TO SEND ME THE PAPER WORK AND I WOULD TAKE IT TO MY ATTORNEY AND SEE WHAT MY OPTIONS WERE. HE SAID IT DOESNT WORK THAT WAY YOU OWE THIS DEBT AND YOUR GOING TO PAY IT OR IW WILL REMAIN ON YOUR CREDIT.. #1. ANYTIME YOU PAY A DEBT IT SHOULD BE REPORTED TO ALL THREE CREDIT BUREUS SO YOUR CREDIT CAN BE CLEARED UP. #2. IT IS AGAINST THE LAW TO PUSH YOU INTO A PAYMENT YOU KLNOW YOU CANT AFFORD AND TO CAUSE A HARDSHIP WITHIN YOUR FAMILY STRUCTURE.
033. FINGERHUT JIRED THESE ATTORNEYS TO COLLECT ON A DEBT THAT LEGALLY BY LAW SIGNED BY THE JUDGE THAT I WAS RELINGHISHED FROM 2 VYTEARS PRIOR..
END RESULT; THEY ARE VIOLATING A COURTS ORDER, VIOLATING THE FCRA. PUSHING ME FINANCIALLY INTO A HARDSHIP, RIPPED ME OFF BY CHARGING ME FOR ITEMS THAT WERE RETURNED. NEVER RETURNED ANY OF THE 35 MESSAGES I LEFT TO SPEAK TO A SUPERVISOR BECAUSE NO ONE IN THE BILLING DEPARTMENT COULD ORIGINALLY FIND MY ACCOUNT, (HOW CONVIENTENT FOR THEM). SO IM STUCK TO PAY THIS 1306.00 OR HAVE A DEROGETORY MARK ON MY CREDIT REPORT FOR 7 YEARS....
PLEASE NO ONE THINK BUILDING CREFIT WITH FINGERHUT IS A GOOD IDEA! THEY WILL STEAL YOUR MONEY, THEY WILL DEFLAME YOUR CHARACTER AND THEY WILL GO TO THE ENDS OF THE EARTH TO DESTROY YOU. IF YOU TRY AND SEND ITEMS BACK, THEY WILL NOT CREDIT YOUR ACCOUNT NO MATTER HOW HARD YOU TRY TO GET THEM TO. THE ARE THE WORST COMPANY EVER TO WORK WITH... I AM RUINED.. I AHD A 785 CREDIT SCORE AND WITH THIS COLLETION I HAVE A 600.....