Last year I purchased a $40.00 stereo from Fingerhut. It never worked well, and ruined alot of my favorite CDS,and finally after a few weeks it started erasing every CD I put in it. I asked them to replace it or fix it. They were not willing to take the stereo back or fix it. I owed one more payment of 6 or 7 dollars. I felt that I did not want to pay for a stereo that did not work. Now Fingerhut says I owe them $101.76. It was a 40 dollar stereo that never worked. They call repeatedly, early morning and late evening, threatening that they are going to ruin my credit, and my husbands credit. They say I will never be able to buy anything online again. They will not listen to anything I have to say, they are very rude and nasty, They want "their" money. I need help !!!! I am willing to change my phone number, but can they ruin a persons credit over a stereo battle??
How long did it take you to call them about the faulty merchandise from when you ordered it?
And the short story is they may ruin your credit if they report it to the credit bearau.