- Report: #18731
Complaint Review: First Capital Consumers Group - Bel Air Maryland
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Author Not Confirmed
Why?
First Capital Consumers Group
Bel Air Maryland Bel Air, Maryland, U.S.A.
Phone:
416-488-4664
Web:
N/A
Categories:
Business Rating:
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First Capital Consumers Group ripoff deception Bel Air Maryland
I received a call from a solicitor caliming that I had been approved for two cards (Visa and Mastercard) both with $2000 limits. I was told that I needed to pay a one-time fee of $199 for both cards before I recieved them. I was told the cards would be in my possesion in 7-10 business days after the draft from my account.
I took them up on the offer. . .being a recently graduated college student, I thought this would be a way to pay off some of my other smaller cards, and just have the one or two cards. They also claimed to be able to do balance transfers for certain other card comapnies that they worked with.
I waited about fifteen business days before I made the first call. I was told that the initial time-window of 7-10 days was incorrect (and very rudely) that it would be 15-20 business days before I recieved anything, which meant it would be the 4th of April (a month later) before I would recieve anything. Today is April 12th, still no cards. I tried calling again, but of course all of their lines were busy.
I never thought I would fall victim to something like this. . . Please beware of these scams!
Brian
Aurora, Colorado
I took them up on the offer. . .being a recently graduated college student, I thought this would be a way to pay off some of my other smaller cards, and just have the one or two cards. They also claimed to be able to do balance transfers for certain other card comapnies that they worked with.
I waited about fifteen business days before I made the first call. I was told that the initial time-window of 7-10 days was incorrect (and very rudely) that it would be 15-20 business days before I recieved anything, which meant it would be the 4th of April (a month later) before I would recieve anything. Today is April 12th, still no cards. I tried calling again, but of course all of their lines were busy.
I never thought I would fall victim to something like this. . . Please beware of these scams!
Brian
Aurora, Colorado
1 Updates & Rebuttals
Sheila
Bel Air,Maryland,
RE:First Capital Consumers Group
#2Consumer Suggestion
Wed, April 17, 2002
To Whom It May Concern:
I was reading through the RipOff Reports and noticed yours particularly as it has my hometown, Bel Air, MD, listed as the originating address for this company. Thought you might want to know that I checked the phone book for Harford County, MD and there is not listing for a company by that name. Also, there are only four area codes for the state of MD - 410, 443, 301 and 204. The area code you are calling (416) is for Ontario, Canada. This company is associated with several scams, as are many other scams that originate from this region.
As Steve Papi from the Rip-off Report suggested..
Your best bet is to just close your account and open up a new one - IMMEDIATELY. These people now have permission to debit your account and will most likely continue to do so for additional monies. They will sell your bank info to others. Don't take these people lightly - they are crooks...
Re: FIRST CAPITAL CONSUMER
CONTACT PHONEBUSTERS IN CANADA ASAP!
THEY ARE FRAUDULENT! OUT OF CANADA.
WWW.PHONEBUSTERS.COM 1-888-495-8501
FILE COMPLAINT AT WWW.FTC.GOV
SOME NUMBERS FOR THIS COMPANY ARE:
716-873-2400 716-873-9441
716-876-6281 800-988-7626
716-876-8559 416-488-4664
You DO NEED TO CLOSE THAT ACCOUNT BEFORE THEY DEBIT MORE OUT! Go to your financial institution and fill out a dispute form that the money was taken out fraudulently (Do not indicate that you auth'd this in error just state it was not authorized. You are not lying to your financial institution - first off because you were promised something that you aren't going to get, and that is not what you authorized to happen! Your authorization was for a credit card to be sent to you in 10-14 days. As this was not fulfilled, you are entitled to a refund. The dispute will go back to the Company to see if authority was granted, the records will show up as an ineligible source. These scammers will not contest the dispute with your bank, as they will not respond back to the inquiries, they do not want to be traced. Your bank will most likely check with the BBB to see if the company is a legally operating credit card company. Depending on your bank, you could get your refund in less than 10 days.
