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First National Credit is a deceptive scam & consumer rip-off fraud. Aliso Viejo, California
I received a letter in todays mail (Sat. 06/01/02). It looked legal and true to form. The envelope had a clear see through cellaphane window in the upper right of the envelope where one (I) could easily read the words: "Eugene... you have been pre-approved for a $15,000 line of credit and 0% APR for 12 months."
It further states that there is a 30 day money back guarantee of the $37.00 membership fee-no questions asked. It further states that the acceptance is not a "maybe." That they have already reserved a card in my name and this approal is fully enforceable under appicable federal laws.
They make this sound so good and so legal. But I was suspicious so a looked up the name on the internet and I am glad I did. I found out that I am not alone in this
scam being pulled on others.
Eugene
Whaithouse, Ohio