Robert
Huron,#2Author of original report
Tue, August 07, 2007
I was this morning contacted by TransUnion Credit Reporting Agency that all negative information contained on my credit history report from First Premier Bank Card had been removed. They said an updated copy of my credit report was available on line and would also be mailed to me. They apologized for any inconvenience this had caused and said the blame for this incorrect information lies with First Premier Bank Card. They also directed me to the Federal Trade Commission website and said you do have other rights and you may take legal action against First Premier Bank Card for any negative actions that resulted when this obviously incorrect information was placed on your account. Since my brother is a corporate attorney that sounds like free legal services. Its time First Premier was held accountable for these messes. Yesterday I was in a group of co-workers and brought this mess up with First Premier Bank Card. I have found when you have lousy business like this its very beneficial to bring them up in all settings and let folks know. Anyway, two of the people there knew First Premier Bank Card and one was so so knowledgeable. They had gotten a credit card from them and gotten into the mess that so many have spoken of in this website. They got it paid off with huge additional costs but they like many cited late posting of payments by First Premier, huge fees etc. They said First Premier Bank Card is the best example of a predatory lender in the United States. Another person in the group said oh my husband heard about them at work. We get junk in the mail from them and my husband takes all of it to the shedder and says we want nothing to do with them. I just find it appalling a bank like First Premier Bank Card is around and allowed to exist and from the accounts on this website take advantage of folks who have the least. I just appeal to you all who have posted here on First Premier to not take it. Write, contact, call, talk to these agencies I have listed. They are all on the internet and you can go to your local public library and research the contact info. The public librarians will help you find the information you need to contact them or ask me and I will do that. You folks that have been affected negatively by First Premier its time to take it no more and get First Premier Bank Card in the hot seat with state and federal agencies. If you don't they will continue to do it and it may be another member of your family. Its time to take action on them. don't let them get away with this any more.
Robert
Huron,#3Author of original report
Sun, August 05, 2007
Wanted to clarify a few statements made in the original posting: Since establishing credit back at age 21 some 38 y.o. later I have a credit report from TransUnion, Experian and Equifax that show 156 credit history filings. Every one of those are "Account in Good Standing." Every single one shows "Paid/Never late." The only negative posting in each credit report under "Potentially negative items or items for further review" as the posting of First Premier Bank in which it shows this fraudulent card issued by them without any safeguard activation was "closed/Past due 30 days. Account closed at credit grantor's request." You can not imagine how absolutely livid I was when I saw that and when I called First Premier Bank Customer Service Rep. Then add to it this. I get the first credit report (I requested it) from TransUnion in which it shows where First Premier Bank mails this fraudulent card. I am the following day in the police station of the city where it was mailed and meeting with two uniformed officers and a police detective. The detective is ready to pull video tape of the sales made at stores illegal charges were made and they need times and dates of the charges. I called First Premier from the police station in the presence of the 3 police officers. First Premier Bank Card refuses to give me dates and times of the charges. CAN YOU BELIEVE THAT !!!