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  • Report:  #404748

Complaint Review: First Premier Bank Master Card - Sioux Falls South Dakota

Reported By:
- Edmond, Oklahoma,
Submitted:
Updated:

First Premier Bank Master Card
P.O. Box 5526 - P.O. Box 5525 Sioux Falls, 57117-9756 South Dakota, U.S.A.
Web:
N/A
Categories:
Tell us has your experience with this business or person been good? What's this?
The solicitation comes in mail, unsealed, is a worry. Call number 1-800-933-6104 wants message. Leads to 1-888-604-9426 wants my SSN.

Finally, at former number get a Marlene to complain to. Gives me same 888 number that only wants SSN, after pointing out, she then gives me bogus customer number 1-800-501-7586.

PO box form is 5525, business reply envelope shows box 5526. Zip plus is 57117-5525, business reply envelope it's 57117-9756 Can not find it per google. Believe this is scam to get SSN. Spanish number is 1-800-933-6104.

Unbelievable charges

1st says 9.9 % interest, then 19.9%

Account set up fee: $29. Program Fee $95.00, Annual fee: $48.00

"Monthly Servicing Fee"$84.00 annually2 (below reads "2"The Monthly Servicing Fee of $84.00 will be $7.00 per month

Additional Fee's" autodraft fees $11.00 each charge

payments requested i.e. Voice Response or Internet $7.00 per transaction

Charges $25.00 for express delivery, aside admitting it is Priority mail in 2 days. Is that mail fraud or what?

Each time your credit limit is increased $25 dollar charge

And on and on.

I really appreciate this unopened mailing arriving at a formerplace of employement where other's have my SSN and could really screw me up. Can't get it cancelled nor try and prevent it's activation. Scary

Liberty

Edmond, Oklahoma

U.S.A.


1 Updates & Rebuttals

Edgeman

Chico,
California,
U.S.A.
Not a scam...

#2Consumer Comment

Thu, December 25, 2008

First Premier Bank offers their products to those with subprime credit. The fees are there to minimize their risk because let's face it- the people they market to tend to have a poor track record. It's not a scam to get your Social Security Number. Their cards are expensive, no doubt. However I do think that it's better than some of these places that charge far more. This was not an attempt to steal your identity (per thread title) though the envelope should have been sealed.

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