Chill
Phoenix,#2Consumer Suggestion
Thu, March 26, 2009
Warren, Look on the back of the credit card statement under Renewing Your Account. In this section, it tells you that if you close the credit card within thirty days from the mailing or delivery of the statement containing the fee (the $175.00), even if you use your card during that period, you may have the current billing and Annual Fee and monthly Participation Fee and Additional Card Fee (if applicable) credited to your account (the $175.00) -Make a copy of the back of the statement. -Highlight or underline the Renewing Your Account section. -Fill out the Notification of Disputed Item and check the Other. -Attach a letter telling them that you closed the account on this date, any other dates that you called to close the account, and which department and person(s) you spoke to, and that it was within thirty days of receiving the statement or before the statement with the fee charges and that under their Renewing Your Account section, you don't owe the fees! -Mail this to them certified to their address. Also, file a complaint with the Better Business Bureau in that area and file a complaint with the Attorney General's Office. And, if you can, besides filing a complaint online, mail it to the BBB and the Attorney General's Office too. Also, check you credit report and if they have reported you to a credit bureau file a report with them to dispute the charges. Good Luck, Charles P.S. make sure you keep a copy of what you send them and no matter who you talk to at the bank in the future, get their full name, their department, note the time and date and what you talked about.
Chill
Phoenix,#3Consumer Suggestion
Thu, March 26, 2009
Warren, Look on the back of the credit card statement under Renewing Your Account. In this section, it tells you that if you close the credit card within thirty days from the mailing or delivery of the statement containing the fee (the $175.00), even if you use your card during that period, you may have the current billing and Annual Fee and monthly Participation Fee and Additional Card Fee (if applicable) credited to your account (the $175.00) -Make a copy of the back of the statement. -Highlight or underline the Renewing Your Account section. -Fill out the Notification of Disputed Item and check the Other. -Attach a letter telling them that you closed the account on this date, any other dates that you called to close the account, and which department and person(s) you spoke to, and that it was within thirty days of receiving the statement or before the statement with the fee charges and that under their Renewing Your Account section, you don't owe the fees! -Mail this to them certified to their address. Also, file a complaint with the Better Business Bureau in that area and file a complaint with the Attorney General's Office. And, if you can, besides filing a complaint online, mail it to the BBB and the Attorney General's Office too. Also, check you credit report and if they have reported you to a credit bureau file a report with them to dispute the charges. Good Luck, Charles P.S. make sure you keep a copy of what you send them and no matter who you talk to at the bank in the future, get their full name, their department, note the time and date and what you talked about.
Chill
Phoenix,#4Consumer Suggestion
Thu, March 26, 2009
Warren, Look on the back of the credit card statement under Renewing Your Account. In this section, it tells you that if you close the credit card within thirty days from the mailing or delivery of the statement containing the fee (the $175.00), even if you use your card during that period, you may have the current billing and Annual Fee and monthly Participation Fee and Additional Card Fee (if applicable) credited to your account (the $175.00) -Make a copy of the back of the statement. -Highlight or underline the Renewing Your Account section. -Fill out the Notification of Disputed Item and check the Other. -Attach a letter telling them that you closed the account on this date, any other dates that you called to close the account, and which department and person(s) you spoke to, and that it was within thirty days of receiving the statement or before the statement with the fee charges and that under their Renewing Your Account section, you don't owe the fees! -Mail this to them certified to their address. Also, file a complaint with the Better Business Bureau in that area and file a complaint with the Attorney General's Office. And, if you can, besides filing a complaint online, mail it to the BBB and the Attorney General's Office too. Also, check you credit report and if they have reported you to a credit bureau file a report with them to dispute the charges. Good Luck, Charles P.S. make sure you keep a copy of what you send them and no matter who you talk to at the bank in the future, get their full name, their department, note the time and date and what you talked about.
Chill
Phoenix,#5Consumer Suggestion
Thu, March 26, 2009
Warren, Look on the back of the credit card statement under Renewing Your Account. In this section, it tells you that if you close the credit card within thirty days from the mailing or delivery of the statement containing the fee (the $175.00), even if you use your card during that period, you may have the current billing and Annual Fee and monthly Participation Fee and Additional Card Fee (if applicable) credited to your account (the $175.00) -Make a copy of the back of the statement. -Highlight or underline the Renewing Your Account section. -Fill out the Notification of Disputed Item and check the Other. -Attach a letter telling them that you closed the account on this date, any other dates that you called to close the account, and which department and person(s) you spoke to, and that it was within thirty days of receiving the statement or before the statement with the fee charges and that under their Renewing Your Account section, you don't owe the fees! -Mail this to them certified to their address. Also, file a complaint with the Better Business Bureau in that area and file a complaint with the Attorney General's Office. And, if you can, besides filing a complaint online, mail it to the BBB and the Attorney General's Office too. Also, check you credit report and if they have reported you to a credit bureau file a report with them to dispute the charges. Good Luck, Charles P.S. make sure you keep a copy of what you send them and no matter who you talk to at the bank in the future, get their full name, their department, note the time and date and what you talked about.
Dee
Florida,#6Consumer Suggestion
Wed, March 25, 2009
Obviously you did not bother to read the terms & conditions of the card you accepted. The upfront fees are all CLEARLY stated in the application process.