Robert
Irvine,#2Consumer Comment
Wed, May 30, 2012
First Premier frozen my credit card account due to I made 3 payment within 90 days with 3 differ account# ****; **** & ****
- You accounted for 2 different numbers, what about the 3rd?
You are dealing with a Sub-Prime Credit Card, and one of the bottom of the barrel cards that I don't think decline anyone regardless of how screwed up a person's credit is. As a result they are going to have much tighter terms to their account to reduce their risk as much as possible.
I have never used FP, so I can't speak about them taking Debit Cards, but I can't recall a credit card that accepts debit cards for payments. Most use your Checking Account number not Debit Card number to process through an ACH transaction. So in these cases loosing a debit card should not have affected your payments at all.
Did they state that they are permanently going to hold the funds? Or is this a case where they are only going to hold it for additional time and you are just trying to get it released quicker? Have you asked them what they need?