Complaint Review: First Revenue Assurance - Denver Colorado

I used to work for First Revenue Assurance! They are the worst company ever. All they ever did for me is sexually harass me and all the other female employess that work there. They tell you to collect as much money as you can so you can get bonus, then they cut your bonus...they will lie to you and say whatever it takes to get the money even if they know its wrong. I worked there for 3 yrs and was more than happy when I walked out on them. First Revenue only cares about their management and The owner owns several very expensive homes thats all the employees helped her to get meanwhile she wont even give her collectors the time of day.

First off, you need to know what you are talking about before YOU look like a fool. I know it is against the law the say anything about collections or debts to a third party or on a answering machine, what I am saying is, these dillweeds usually don't even say who they are, or try to conceal the fact that they are a collection agency at all to get you to call them or stay on the phone. Also, if someone doesn't answer your first 35 calls they aren't going to answer you next 45 calls, and if you leave a message and no one calls you back, take the hint. If I kept calling you 60 times a month and I knew you didn't want me to call you, that would make me a stalking psychotic retard, right? If you would learn to read, you would have seen that I did notify them that the debt was NOT valid. Whenever I get a letter from a collection agency, I immediately mail them a letter explaining exactly why the debt is not valid and I do the same for the original creditor. Also, when I send it, I give them 30 days to respond to my letter just like they do to me, or I ASSUME THE DEBT IS NOT VALID, and you know what, 9 times out of 10 I hear nothing for a couple of months and my letter is ignored and they try to collect again or pretend like I never sent a letter. I don't need luck or need to study laws, I have NEVER caved to a creditor and always ended up sending them a bill that I should be able to sent to collections for them wasting my time. Now all I need to do is change my number to a 1-900 number that charges 20 bucks the first minute and 45 dollars for each additional minute and give it to these jackass creditors as my home number so I can get rich off all this ignorant collection agencies that can't read or follow the law....... P.S. Sorry if I go off sometimes but collection agencies get me worked up, I know they have a job, but if someone explains why they are not paying and that they are not going to pay, go ahead, put whatever on my credit report, I don't care, then they should leave you alone!!!!!!

First off, you need to know what you are talking about before YOU look like a fool. I know it is against the law the say anything about collections or debts to a third party or on a answering machine, what I am saying is, these dillweeds usually don't even say who they are, or try to conceal the fact that they are a collection agency at all to get you to call them or stay on the phone. Also, if someone doesn't answer your first 35 calls they aren't going to answer you next 45 calls, and if you leave a message and no one calls you back, take the hint. If I kept calling you 60 times a month and I knew you didn't want me to call you, that would make me a stalking psychotic retard, right? If you would learn to read, you would have seen that I did notify them that the debt was NOT valid. Whenever I get a letter from a collection agency, I immediately mail them a letter explaining exactly why the debt is not valid and I do the same for the original creditor. Also, when I send it, I give them 30 days to respond to my letter just like they do to me, or I ASSUME THE DEBT IS NOT VALID, and you know what, 9 times out of 10 I hear nothing for a couple of months and my letter is ignored and they try to collect again or pretend like I never sent a letter. I don't need luck or need to study laws, I have NEVER caved to a creditor and always ended up sending them a bill that I should be able to sent to collections for them wasting my time. Now all I need to do is change my number to a 1-900 number that charges 20 bucks the first minute and 45 dollars for each additional minute and give it to these jackass creditors as my home number so I can get rich off all this ignorant collection agencies that can't read or follow the law....... P.S. Sorry if I go off sometimes but collection agencies get me worked up, I know they have a job, but if someone explains why they are not paying and that they are not going to pay, go ahead, put whatever on my credit report, I don't care, then they should leave you alone!!!!!!

First off, you need to know what you are talking about before YOU look like a fool. I know it is against the law the say anything about collections or debts to a third party or on a answering machine, what I am saying is, these dillweeds usually don't even say who they are, or try to conceal the fact that they are a collection agency at all to get you to call them or stay on the phone. Also, if someone doesn't answer your first 35 calls they aren't going to answer you next 45 calls, and if you leave a message and no one calls you back, take the hint. If I kept calling you 60 times a month and I knew you didn't want me to call you, that would make me a stalking psychotic retard, right? If you would learn to read, you would have seen that I did notify them that the debt was NOT valid. Whenever I get a letter from a collection agency, I immediately mail them a letter explaining exactly why the debt is not valid and I do the same for the original creditor. Also, when I send it, I give them 30 days to respond to my letter just like they do to me, or I ASSUME THE DEBT IS NOT VALID, and you know what, 9 times out of 10 I hear nothing for a couple of months and my letter is ignored and they try to collect again or pretend like I never sent a letter. I don't need luck or need to study laws, I have NEVER caved to a creditor and always ended up sending them a bill that I should be able to sent to collections for them wasting my time. Now all I need to do is change my number to a 1-900 number that charges 20 bucks the first minute and 45 dollars for each additional minute and give it to these jackass creditors as my home number so I can get rich off all this ignorant collection agencies that can't read or follow the law....... P.S. Sorry if I go off sometimes but collection agencies get me worked up, I know they have a job, but if someone explains why they are not paying and that they are not going to pay, go ahead, put whatever on my credit report, I don't care, then they should leave you alone!!!!!!

I used to work for First Revenue Assurance, and I can tell you that I know first hand how annoying collection agencies can be. Your best bet is to be well informed about collection laws, known as the FDCPA (federal debt collection practices act) which will tell you in detail what a collection agency can and cannot do. First Revenue Assurance (FRA) only leaves messages with no information about what the call is reguarding because it is against the LAW to say anything about collections or debts on an answering machine or to a third party (spouses excluded). They are calling you about your cell phone bill because if you choose not to pay and you have a VALID reason, you must write to them and tell them why within 30 days of the time that you get the first letter from them letting you know that you are in collections (the letter states this). Good luck and study up on those laws, so you know what you are talking about before you bother making yourself look like a fool.