- Report: #1448431
Complaint Review: Fort Sill National Bank -FSNB - Lawton Oklahoma
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Author Confirmed
Why?
Fort Sill National Bank -FSNB
511 SW A Ave Lawton, 73501 Oklahoma, United States
Phone:
8007493845
Web:
fsnb.com
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Fort Sill National Bank ,FSNB, Signor reported as Joint never agreed to be a joint account Lawton Oklahoma
I was added as a signor on my girlfriends bank account. She had already had the account for some time before I had became a signor. We went into a store branch in Shreveport LA and the took my ID my Social and I signed the Signature Card and some other papers along with it. It was never explained to me that I was agreeing this to be a joint account. I had no intention of this being a joint account because I did not have any money going into this account. It was to help my girlfriend if she needed me to write a check for something if she was not available to do so. Doing some check on my credit I now see that the account was overdrawn and it was reported to my credit. I have disputed and it still remains. I called the bank they then tell me that I signed for it to be a joint account and that is not what I asked for or what I was told in the branch. I signed what I thought was the Signature card. They then tell me that they spoke with me and I agreed to the debt and I KNOW FOR A FACT I DID NOT. I do not agree to any debt over the phone and never have and never will. They then refused to play the "recorded" call to me. I was lied to by their WALMART branch employee and now I have a charge off on MY credit for an account that was not mine. I just want this removed off of my credit nothing more. This was not a joint account I was just a signor.
2 Updates & Rebuttals
Cole
Killeen,Texas,
United States
If you actually are given anything to read.
#2Author of original report
Fri, June 22, 2018
When was the last time you were in a store branch of any bank you dont get any paper copy of anything you sign until after you sign it is an electronic signiture on that little grey box. I was standing at the clerk she said sign here I signed then she said sign here I did. I only requested to be a signor never once mentioned it being a joint account. So yes it is their poor business prectices. They way you responded you would think I kicked your cat. May be time to switch to decalf my friend.
Perry Mason
United StatesOh Yes, It's ALL Their Fault!!!
#3Consumer Comment
Fri, June 22, 2018
It was YOU who failed to READ what YOU were agreeing to, BEFORE you agreed to it! That's as obvious as the rising sun. The bank is not your baby sitter. You are the adult and they assumed you had some minimal COMMON SENSE enough to READ what YOU signed. Want to blame somebody??? Look in the mirror!
