i was promised a credit card but all i got was this benefits package with stuff i didnt even want i called and told them that ask for a refund was told i would receive it in 15 to 20 days. when i did not received one i called back but now the number want go through so i wrote a letter asking for my refund and i still have not heard from them but my letter has not been returned. so people please if it sounds too good to be true it is.