Fsnb is a rip off bank. This is my first account ever. I'm 37 years old. I am disabled and my SSI check was deposit into the account, a trusted account. It said my account was overdrawn by $22 and now that my monthly check went into the account it is saying it is overdrawn by $733. Wtf? I only owed $22 how in the world did I all of sudden owe $733 after I checked my online banking service 2 days ago and it said I owed $22. They don't know who they are dealing with but they will find out at 8am. I don't play about my money. With noone
Jim
Florida,#2Consumer Comment
Sun, March 27, 2016
Here's what they are going to show you...by your own admission here, you don't keep written records. You don't keep an on-going running balance. You have no apparent clue as to the funds availabilty policy. What you do is check the on-line balance which they will tell you is NOT acurrate because their computer does not know about card usage or checks written which have not yet hit the bank. What am I saying? In every case...EVERY CASE of people complaining about overdraft fees, they brought them on themselves by NOT keeping records with and an on-going running balance...and sorry, the rules of basic arithmetic have not changed! Until and unless YOU learn how to properly manage a checking account, this will happen.
NO RIPOFF HERE -- Complainer admits to NOT keeping written records of account usage and as such, has overdrafted their account.