Robert
Buffalo,#2Consumer Suggestion
Thu, June 18, 2009
When did NY begin allowing "spot delivery" from dealerships??? Perhaps the employee will be good enough to explain why the dealership uses this particular business practice? For those who do not know, "spot delivery" is when a dealership let's you take the vehicle even though there is NO financing agreement-when there is NO SIGNED loan agreement with the lender to finance the purchase. This is the first report I have read about a dealer in NY State using "spot delivery." I had thought that "spot delivery" was not allowed in NY State. Guess I was mistaken.
Justsayin
Cny,#3UPDATE Employee
Thu, June 18, 2009
It is crucial to put down your actual income on the credit application, special finance banks usually do ask for PROOF OF INCOME as a standard stipulation. I know for a fact this dealer worked very hard and went above and beyond even getting some exceptions made to help accomedate the client. The dealer wants to sell a car just as bad you want the car but filling out a credit application accurately is the customers responsability. I actually have to say that this dealer worked very hard and did everything they could to keep the client happy and in the car. Billy did not get 24 stores by doing bad business ask the thousands of other clients who did not feel the need to be slanderous.
Thecreditdiva
Nashville,#4Consumer Suggestion
Sat, June 13, 2009
You were an unwitting victim of a spot delivery...to learn why dealerships do this and what to watch out for next time go to http://thecreditdiva.blogspot.com/ and see the article on spot delivery