Jenni
Macon,#2UPDATE Employee
Fri, February 01, 2008
The limits that are listed on the policy are just that the limit.. the most that can be paid.. some people have very high liability limits for situations like this.. Honestly you are going to have to file suit against the person that hit you and have a judgement issued against them for the remaining amounts you are requesting. Secondly a bodily injury claim, which is what you filed, is paid in a lump sum once the claim is settled not in incriments unfortunately. Now if you have Medical Payments or Under Insured Motorists coverage on your policy you can use that also to take care of your bills. Your coverages are always available to you from your own policy even if it's not your fault. I hope this helps
D
Florida,#3Consumer Suggestion
Tue, October 16, 2007
Their insured only paid them for $25,000 in coverage and that is all they are going to pay. You have to go after the person who hit you (personally) and sue them for the rest. The insurance company did nothing wrong.
Paul
Macon,#4Consumer Suggestion
Fri, May 04, 2007
Sorry to hear the stuff that you had to go throug. From what I read, I assume that GEICO paid you 25k. Unfortunately if the person that hit you only carried the state minimum, by law, that's all the insurance company has to pay. Put yourself in the other direction, if you had hit someone and you were carrying the minimum and you are paying the insurance premuim for the miminum coverage, why would you expect your insurance company to pay more? Now if GEICO didn't pay out the minimum, I can see why you would be angry, but if they had already paid the 25k and that's all the driver was insured for, that's all they have to legally pay.