After GEICO had taken my insurance premiums for 19 years, when the money wes to go out instead of in, they DENIED the CLAIM and left me holding the bag. They have since accused me of insurance fraud and Arson. Arson on a situation that they held no insurance on. Nor did they investigate the claim. Plain and simple they have chosen to fight the claim as a result, I can sue but only if I have enough money to buy a lawyer capable of winning. I have a choice of throwing the $30,000 away already spent or putting more money into the case, which will have to be borrowed money. I am a 71 year old veteran fighting a company that says they have a 97% acceptance rating. Now ask yourself, does an insurance company with a 97% acceptance rating actually deny a claim over a policy bought on line, and because when he phoned GEICO to give them the final information to fulfill the contract, he answered all questions truthfully and never was he asked if the RV was 'REBUILT'. The sole reason they could give or have ever given was the RV, a fifth wheel had an electrical fire, in the nose causing wiring to be burn in the nose. An RV Tech was called in, made the needed repairs and the RV Became not a salvage but a Rebuilt. Keeping in mind the RV Fire was in the nose of the RV, the damage which was done on my accident was 37 feet behind the fire and it was body damage, a sub frame shifted and slid sideways. This damage was not fire related in any way. But in order to evade payment, they denied the claim. The one thing I detest more than any other is GEICO after 19 years of being on the payments coming in, they run when the payments go outward. GEICO had the audacity to ask me why I did not renew my policy! Would you have renew your policy of 19 years over a loss of $30,000?