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  • Report:  #135061

Complaint Review: Global Auto Sales Dba Uncle Mel's Clearance Center - Mel Dubin - Mike Rowe - Fort Lauderdale Or Plantation Florida

Reported By:
- plantation, Florida,
Submitted:
Updated:

Global Auto Sales Dba Uncle Mel's Clearance Center - Mel Dubin - Mike Rowe
501 S State Rd 7, Plantation Florida 33317 & 100 W Sunrise Blvd, Ft Lauderdale FL Fort Lauderdale Or Plantation, 33317 Florida, U.S.A.
Phone:
954-761-7613
Web:
N/A
Categories:
Tell us has your experience with this business or person been good? What's this?
I am a victim of several of Uncle Mel's used car and financing scams in my first and only purchase from his dealership. I researched these types of activities later to understand how naive I had been, and how to protect myself in the future: First, the "Financing Fell Through" scam: I'm a 21 yr old mother, earning $9 an hour, attending school in the evening, relying on friends, coworkers, schoolmates, family and the bus to get around. This burden to the people around me would be eliminated with the receipt of my $2000 tax refund which I would use to purchase a car.

Enter Uncle Mel and Mike Rowe. I found them through an Auto Shopper ad with a picture of the car I wanted, a 1999 Dodge. The ad print read "Absolutely No Turndowns. No Credit Checks. Everyone Rides. Low Low Interest Rates. Low Payments." Finally, I would be independent. We agreed on the $7400 price. I was told that with the $2000 down payment they would have no problem getting me financing that evening, on the spot and putting me on the road. I was axious to get rolling.

After 29% interest, 6% sales tax, $600 dealer fee, doc stamps and 36 month payment schedule, I wound up with a $6500 finance agreement with Premier Auto Finance. Three weeks later, one week before my first payment was due, I received a call on my job from the dealer telling me to leave my job immediately and get into the dealer or my car would be towed before end-of-day.

When I asked for an explanation, they refused to give me one. Imagine the stress, confusion and anxiety this caused me at the workplace. At the first opportunity the job gave me to leave, I hurried the 8 miles to the dealer. I was told the original financing fell through but in-house financing is guaranteed with an additional down payment of $1000 which they would give me no more than a day and a half to bring in. If I came in with the additional down payment, my in-house financing would be for one year, 52 weekly payments at $125 per payment. After two days and my best effort, but failing to raise the $1000 or secure other financing.

Uncle Mel's and Mike Rowe repossessed my car 4 days before my first payment was due and refuse to return my initial down payment of $2000. And I'm back on the bus. When I called the finance company, I was told that if the financing had gone through that Uncle Mel would be only given a check for about $4000, not the original financed amount of $6500.

With some research and asking around, I found out that this is referred to as the "Markup" scam; therefore, making my effective interest rate double or triple the rate actually stated. If I had accepted the in-house financing, this would have been scam number three, called "Loan Bouncing."

Stephanie

plantation, Florida
U.S.A.


6 Updates & Rebuttals

Possum

Hallandale,
Florida,
USA
Contact the division of licensing in Margate

#2Consumer Comment

Mon, April 18, 2016

Fight back.  There s sooo many complaints and numerous violations by MIKE ROWE. File a complaint to the DIVISION OF DEALER LICENSING in Margate. File a lawsuit or join the class action lawsuit against this guy. He changes the name of the dealerships. He s the owner. He says he s the manager cause of his lawsuits and criminal record. But he owns the business. 

Report Attachments

Possum

Hallandale,
Florida,
USA
Stephanie. Contact me !!!

#3Consumer Comment

Mon, April 18, 2016

I got ripped off by this guy too. I filed a lawsuit. If you want to join me let me know. I pay lawyer fees. This guy needs to be stopped. He got a long rap sheet. I filed a lawsuit against MIKE ROWE. 


Jeff

Dania,
Florida,
U.S.A.
wouldn't you benefit more by offering that money to her and getting her to go away and cut your losses!

#4Consumer Suggestion

Tue, January 24, 2006

to mike rowe your offer of a $2,500.00 offer for anyone who saw this complaint does show some dishonest practices.for the most part wouldn't you benefit more by offering that money to her and getting her to go away and cut your losses!because as you know and so does everyone else if you give someone a $2,500.00 discount just on a whim you 1) are going to charge it to someone else 2)put it on there loan somewhere else or 3)your sales tactics are dishonest to say the least full of hot air!on the other hand if what you say is true i've been to your car lot and i am willing to buy a car i've already picked and will bring you the cash less the $2,500.00 discount (so i challange you in front of everyone in this forum as a honest man such as yourself to uphold to your promises) the ball is in your court and as a honest man myself i'll give $1,250.00 to this lady as a good faith jestor of my own.you'll save face and i'll get a good deal so what's it going to be


Mike

Plantation,
Florida,
U.S.A.
ALERT THIS LADY IS WRONG

#5UPDATE Employee

Thu, March 31, 2005

ITS TRUE WE DO PUT ONTIMES ON CAR THAT WE SELL BUT IF YOU PAY YOU NEVER KNOW ITS THE PEOPLE NEED CARS GOOD OR BAD CREDIT ALL I DO IS HELP !!! WE CANT PLEASE EVERY ONE BUT WE TRY WE SELL CARS LOWER THAN ANYONE ELSE WITH LOWER INTREST WE OFFERED NO TURNED DOWN OUT OF HER OWN WORD SHE GOT APROVED BELOW IS A BREAK DOWN OF FIRST FINANCE OFFER THAT SHE SIGNED 7500 SALE PRICE 599 DEALER FEE 485.94 SALES TAX 8584.94 MINUS 2000 DOWN=6584.94 PLUS [email protected] PERCENT 36 MONTHY PAYMENTS PLUS FULL COVERAGE INSURANCE@THE LEAST 200 MONTH THAT COME OUT TO $10044.OO FOR CAR WITH INTREST 7200 INSURANCE FOR THREE YEARS THIS OUTSIDE BANK PRICE NOW HERE IS THE GREAT NEWS UNCLE MELS PRICE 6500 new sale price 891 intrest paid one year instead of 36th month that comes out to biggg savings of of over 10000 thousand dollars and 2years less financing this cust would have believe that you all are stupid a finance people with 3,4,5 repo's no socail now come by say you aw it here and you will save 2500 any car plus look the signed letter jim the second time lier lier pant on fire come see me


Jim

plantation,
Florida,
U.S.A.
The Real Deal On Lies

#6Author of original report

Wed, March 30, 2005

Why would I lie on the credit application? What lie could I tell that wouldn't clearly show up on the instant credit report Premier Auto Finance pulled for Mike Rowe? At age 21, how much bad credit could I have accumulated? For the record, I have no foreclosures, no bankruptcy and no repossessions. Mike Rowe recognized I was new to this, and he took advantage of it, and abused it. Why would I lie when Uncle Mel's ad clearly reads Absolutely No Turndowns, No Credit Checks!? Before we signed the finance agreement, he told me Premier Auto Finance reviewed the credit history along with the earnings information taken from the pay stubs I supplied, and that they authorized him to complete the sale. Three weeks later when I received the first call from Uncle Mel's, I repeatedly asked Mike Rowe what new information, outside of the earnings info and the credit report, would cause such a late and dramatic reversal of the signed Premier Auto Finance agreement? ...I'm still waiting... Now, how is that for responsiveness, service and cooperation?... Mike is trying to sound like he is a victim when he is the one in possession of my $2000 deposit, my $247 car insurance payment, and the car which he reclaimed four days before the first payment was due. What Mike Rowe does not answer in his rebuttal is what justifies him refusing to return my $2247. Why would I lie when I'm the one handing over $2247? What is Mike Rowe not telling you about regarding the in-house financing? The first call from Uncle Mel's, alerting me that they could not honor their original Absolutely No Turndowns promise, came one week before my first scheduled payment. The call came while I was on my job. I was told the original financing did not go through. How could that be? I have what looks like a legitimate finance agreement, the 1999 Dodge and Uncle Mel's has my $2247. I was told that in-house financing could be made available if I brought in an additional $1000 in two days. My new payment would be nearly $500 per month but made in weekly installments of about $125; I found out later that they would probably require me to put their new wireless engine-kill device on my car, so that the car would not start if a weekly payment is late. That Great deal Mike Rowe is referring to in his rebuttal isn't sounding so great now. Yes, I trusted Mike Rowe and Uncle Mel's to Do The Math, and now I regret I didn't do the math. No matter how much math you do on this, it won't add up to buying any car from Uncle Mel's Used Car Clearance Center. As you can see, Mike Rowe is surely not short on boldness. He is now offering to take the money he took from me and give it to you as a $1000 discount on any car you buy from him. What a great deal, great service and great guy. Shame on you, Mike.


Mike

Plantation,
Florida,
U.S.A.
THE REAL DEAL

#7REBUTTAL Individual responds

Sat, March 26, 2005

THIS IS A SAD DAY WHEN I DONT MAKE SOME ONE HAPPY I TRIED TO PLEASE EVERY ONE THIS STORY IS NOT TRUE I GOT THIS CUST APROVED BUT THEY LIE ON APP ALSO CALLED HER SEVERAL TIMES TO COME IN TO HELP FINALLY I HAD TO THREATEN TO TAKE CAR BACK IF SHE DIDNT HELP DO HER PART WE EVEN PAID HER CAR INSURANCE FOR HER SHE DIDNT PAY US BACK SHE THREATINED TO HIDE THE CAR ALSO NOW FOR THE SWITCHES SHE CLAIMS WHEN WE OFFERED THE IN HOUSE FINANCE FOR HER WHAT SHE IS NOT TELLING YOU IS THAT THE NEW SALE PRICE WOULD BE 6500 WHICH SHE WOULD SAVE 1000 RIGHT OF THE TOP PLUS LEFT SIGNING AT 36 MONTHS PLUS 29% INTEREST WHICH HER CREDIT SET THE RATE NOT US WE WOULD ONLY CHARGE HERE 14.5 PERCENT AND THE FOR 12 MONTHS PAID IN FULL SOUNDS GREAT TO ME SHE SAID ILL BE IN NEVER HEARD FROM HER AGAIN COME TO FIND OUT SHE SMASHED THE CAR AND THATS WHY SHE DIDNT COM IN I TAKE PRIDE IN CUST SERVICE COME SEE ME I CAN GET ANY ONE DONE AND IM FAIR I SELL 300 PLUS CARS A MONTH YOU DO THE MATH NOT EVERYONE DOES WHAT I DO JUST STOP BUY AND SEE ME AND I SHOW YOU THERE IS NO LIES JUST GREAT DEALS AND STAFF ALSO MENTION YOU READ THIS AND I WILL GIVE YOU 1000 OFF ANY CAR THANK YOU MIKE ROWE

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