- Report: #938814
Reported By:
Dennis -
Honolulu, Hawaii, United States of America
Submitted:
Updated:
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Author Not Confirmed
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Phone:
8085925675
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I paid $21,000 in Debt settlement and they change all of there contact numbers and now I'm going to court for twice the amount Honolulu, Hawaii
I responed to a add for debt settlement for my credit cards. I contracted with them for a settlement and paid $21,000 to settle 5 of my credit cards. Know that I done my part they disapeared and I stuck fighting with the credit card companies Names Darin Bradshaw, Ali Momen, John d. Ames [email protected] [email protected] [email protected] [email protected] [email protected] when Citi Bank took me to court the attorney representing Citi Bank told me that several other people in Hawaii had been taken advantage of by the same company
1 Updates & Rebuttals
Robert
Irvine,California,
And it made sense to you?
#2Consumer Comment
Fri, August 09, 2013
So someone comes to you with a brilliant idea to intentionally stop paying your creditors. Instead to pay them and when you have paid them enough money they will attempt to "settle" your account with the creditors. And this sounded legit to you?
There is no law or regulation that says a company must accept a settlement offer, in fact many will actually just go and file suit the moment they find out you are using a debt settlement company. You actually should be looking at "Credit Counsling" as that is a totally different process where the company actually works with your creditors to reduce your interest rates and payments..but you still pay them every month.
Sorry..but you didn't get into your debt overnight..and there is no magic quick fix to get out of it..as you have seen. Just be on the alert that for every company you failed to pay...you can expect like these two, to also get sued. Your only chance now is to find these people(good luck) and if they aren't in jail to sue them in civil court like the creditors are suing you. If you are lucky you may get the money you paid back.
