looking to lower my payments, some how we crossed paths, they talked a good game, came to my house and i signed and they took my money. months go by i try to get answers i get excuses and story's and have to come up with more paperwork and money. this happened a few times. then i get on them and they want more money. i should have figured it out by then but didn't i wanted my modification, all while working with hope4home my payments aren't being made cause they took the money. a couple years later and a crap load of story's and ecxcuses , no return calls, no money, NO loan modification, the bank wants my house. total scam this place is , you see their name run away. DO contact the DA in your area. they are working on them.