Nicole
Jacksonville,#2Consumer Suggestion
Wed, February 11, 2004
The easiest way to get these people off of your back is to send them a cease and desist letter by certified mail. Make sure you say all communication (paper mail and phone call) must stop. They are required by law to stop calling or sending you letters. Basically, this company bought this debt (valid or not) for mere pennies, and are hoping to collect. If they threaten to put this on your credit report, file a report with the state's attorney because it is illegal to even threaten that with a debt beyond the statute of limitations. They are hoping you get scared by their tactics, and pay, so they can make a 1000% profit. Do not pay. If you pay them even $1, it starts the debt over again. Go through the rip off report website and research CAMCO. This company sounds a lot like it. Many people have this problem with these people, and there are good suggestions throughout the reports.