Bill d
lbts,#2General Comment
Thu, July 22, 2010
this is a typical VIP report--when i sold cars the people with bad credit were "VIP's"---VERY INGNORANT PEOPLE----first off--you were never APPROVED as you all say along with the other vip who said they were approved----you got a call after you submitted a credit application and the phone call went something like this "this is so and so from so and so motors and your application has been ACCEPTED for UP TO 30k and we need you to come in to verify the info"--hence why you need to bring your pay stubs and utility bill as proof of address----in most vip cases there was nothing the "special finance" manger could do---most banks who give the loans required these people to put down a lot of money----very rarely have i seen vip deals work---out of the 50 that come in i have seen maybe 1 or 2 approveed cause somehow they had the down payment-----to think you can go into a dealer and drive off with a car for 0 down and a low monthly payment is nuts--especially if you have bad credit----this is in no way to diss anyone but to educate--deep down you know what the truth is---and by the way--if you filed bankruptcy--how could you think you can go somewhere and get a car----i have also just received my bankruptcy discharge so i do not want to hear about tough times cause i have them 2----also from what i have seen--most bankruptcy cases the debtor walks away debt free and nothing taken from them--of course my case was different but that is a different story----of course i have no advice and i am not perfect---but if you have bad credit--do not think you can just apply for a loan and get it-and remember the exact words when someone calls you---when i sold cars many times people would tell me right off the bat that "i am already approved why do we need to do the application again"
Charles
United states,#3Consumer Comment
Wed, July 21, 2010
Poor businesses they are always the victim I just laugh at the people, who accuse the posters of screwing creditors. It Is because off "GREEDY EMPLOYERS" why people are In this financial mess.
Charles
United states,#4Consumer Comment
Wed, July 21, 2010
How Is ramjet allowed to continue to abuse posters of complaints. He Is nothing but a thug who loves to ruin peoples lives. He has no right to ruin anyones lives. This has been going on to long. I have been attack the same way from these MF.
Bigcraig
Irmo,#5Consumer Comment
Wed, July 21, 2010
Hey RJ, have a heart bad things happen to many good people, remember 9/11? We also lost EVERYTHING and have thankfully recovered.
And the average bankruptcy only costs creditors a few seconds to recover from.
Ramjet
Somewhere,#6Consumer Comment
Mon, July 19, 2010
So you are in bankruptcy and want to buy a car. So you have already screwed people you owed money to and now you want to get back in debt again so you can do it again?
I have no idea why anyone would give credit to anyone in bankruptcy.
Bigcraig
Irmo,#7Consumer Comment
Mon, July 19, 2010
Wow, I wish we would have found this before we went down there also, a complete scam.
I work midnights and was to meet a Pam Macy at 9am, we raced like idiots down to Manassas and sure enough some fat lard azz meets me at the door saying "what do you want" I told him we were to meet Pam and he said she is not there....I just spoke to her on the phone and she is waiting on me...no you have to sign in-register and wait for Chris. I told el'lardo we are already pre-approved and want to see the Kia Barrego new or used that Pam said you have, lardo said we aint got non of them you have to pick out something off the lot...we only want what we came in for.
So I called Universal finance which somehow got my contact information and through a bunch of bs said Pam was busy in meetings fully knowing my work schedule and supposed to be sleeping during the day. Thankfully I only lost a few hours sleep and did not go any further with this scam.
BTW AIC Kia if you ever threaten me or my wife again it will be the last time, I have many friends in and around DC that will take you out.