I filed a for a VA loan refinance cashout in September 25th 2016 and my loan just closed and funded on January 26th 2017. This company was a nifghtnmare from the beginning. They would ask for information and I would send it toot them electronically and ask them to confirm and they would ask for the same information weeks later. There is no oversight and the loan officers are rude and incompetent. Stay away from this company as there are many good loan companies out there..